Kreative Business financing

When deciding on a financial product to start or grow a business, entrepreneurs have many options available to them. Loans, lines of credit, credit cards, investment, and much more are all options that can offer the funding needed. Loans, in particular, come in many different flavors and sizes, and can be a powerful tool that provides financing for immediate business needs like buying or building a facility, upgrading equipment, and getting working capital. READ MORE:... https://www.kreativefinancing.com//getting-a-clearer-pictu

In recent years, a growing number of businesses -- especially smaller and mid-sized firms -- have taken advantage of short term business loans to cover everything from emergency building repairs, to hiring seasonal help, to bridging a temporary gap between accounts receivables and accounts payables, to topping-up inventory ahead of a significant sale or promotion, and the list continues. READ MORE: https://www.kreativefinancing.com//understanding-what-prob

Your business needs money as soon as possible. Like, today. Maybe a big order just came in and you don't have the necessary supplies to fulfill it. Perhaps a major customer payment hasn't arrived in time, or a tax deadline is approaching, or an expensive piece of equipment just broke down. Or maybe there's an opportunity on the horizon--you are about to launch a new solution, or expand into a new market, or lease a new facility to meet increasing customer demand. READ MORE:... https://www.kreativefinancing.com//is-a-short-term-loan-a-

As you research small business loans, you might come across a few financing strategies that you didn't even know existed. In the middle of all that novelty you will find at least one familiar phrase: term loans. Term loans are common in business financing. Term loans are a lump sum of cash that a lender deposit to an approved borrower's business bank account. Borrowers repay that amount, plus interest, over a predetermined amount of time. What you might not know is that there... are variations on this theme--namely, long-term and short-term loans. (And there are variations within these variations, which we'll get into here, too.) READ MORE: https://www.kreativefinancing.com//learn-the-difference-be

Short-term business loans are lump sum loans that are designed to be paid back in less than 18 months. They can be a flexible financial tool, best used for financing short-term demands --such as managing cash flow, dealing with unexpected needs for extra cash, bridging larger financing alternatives, paying off expensive debt, or taking advantage of unforeseen business opportunities. READ MORE: https://www.kreativefinancing.com//a-better-understanding-

When your business is in need of financing, there are a handful of avenues you can explore. With so many options available--Kickstarter campaigns, business credit cards, more traditional loan products, and much more --it can be tricky to know which kind is best for your business. When there are loan products out there that are tailored to meeting specific financing needs, such as equipment financing to assist in the purchase of new equipment and invoice financing to keep you ...afloat while you wait for invoices to be paid, long-term and short-term loans are great options to meet your more general financing needs. READ MORE: https://www.kreativefinancing.com//should-you-get-a-long-t

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One of the things we've learned through the implementation of the Paycheck Protection Program (PPP), is that your credit profile still matters in the midst of a crisis like that caused by the coronavirus. With that in mind, what can you start doing now, and post-pandemic, to build your business credit in the wake of COVID-19? READ MORE:... https://www.kreativefinancing.com//building-business-credi

Did you know that 82 percent of small businesses that fail also experience cash flow problems? Ensuring a consistent cash flow can prove crucial to the survival of small and medium-sized businesses (SMBs). One way that SMBs can have access to the cash they need comes in the form of short-term loans. Short-term business loans can be a fast and effective way for a business to get the money it needs to stay afloat. However, when should a company take out a short-term business lo...an? What does it take to qualify? What can they expect from short-term business loans for startup businesses? READ MORE: https://www.kreativefinancing.com//what-start-ups-need-to-

Both debt and equity financing have a rightful place in all but the smallest of businesses. If we focus on debt financing, most small businesses have traditionally gotten most of their business loans from commercial banks in the form of term loans. These term loans may have brief, intermediate, or long maturities. The different lengths of maturities signify not only different time periods in which the firm can repay the loans, but different functions for the loans as well. RE...AD MORE: https://www.kreativefinancing.com//understanding-the-diffe

Introduced in the last decade or so, short-term loans are similar to traditional installment loans, but fees are calculated a little differently. These loans are useful for a good deal of merchants, but also have some characteristics which might make them unsuited to particular businesses. READ MORE:... https://www.kreativefinancing.com//a-better-understanding-