Kathi Bayard

Two Ways Homebuyers Can Win in Today’s Market If your goal is to purchase a home this year, you might be looking for any advantage you can get in today’s sellers’ market. While competition is still fierce for homebuyers, there are ways you can win and secure the home of your dreams, even in a hot market. >>Act Early and Save... The earlier you act this year, the more affordable your purchase will be. That’s because experts project mortgage rates and home prices will rise as we move deeper into 2022. That means the longer you wait, the more it will cost you to buy a home. Instead, act early and purchase your home before rates and prices rise further. Not to mention, the sooner you buy, the sooner you can experience the benefits of continued home price appreciation yourself. Once you have your home, you’ll be able to watch its value rise, giving you confidence that your investment is a sound one. >>Buy Now, Move Later Keep in mind, with high buyer...

My latest RateMyAgent review in Palmdale https://rma.reviews/BxghpCxiWas7

If you’re ready to stop scrolling and talking and start moving towards your next home early in 2022, here’s a homebuying checklist to get you started. Looking for a professional who knows your town backward and forwards? That’s me! Send me a DM and let’s set up a time to connect. I can’t wait to hear from you!

Real Estate Professionals Are Experts at Keeping You Safe When You Sell If you’re on the fence about selling your house this year, there’s good news. For nearly two years, real estate professionals have worked tirelessly to ensure the safety of buyers and sellers during the pandemic. Today, they’re seasoned experts, not just in the art of buying and selling homes, but also in how to keep you safe throughout the process. Real estate professionals have learned new technologies ...plus safety and sanitation measures. As new variants emerge, those lessons continue to be key ways agents add value. Agents don’t leave your health up to chance. They follow guidance from the CDC and NAR to ensure in-person showings are safe. NAR maintains industry-specific resources to ensure agents are informed on the latest recommendations and best practices. Guidance from the CDC also equips real estate professionals with the know-how to employ sanitization and disinfectant...

Ok, it's Monday today, but who said Mondays have to suck? Be a rebel and have a great day anyway! Here is your motivation for today!

How To Hit Your Homebuying Goals This Year [INFOGRAPHIC] If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals. It’s important to start working on your credit and saving for a down payment early. When you’re ready to begin your search, work with a real estate professional and get pre-approved so you know how much you can borrow. DM me so you have the guidance you need to achieve your homebuying goals this year.

Take a step of trust and let me handle all the other steps.

Why Waiting To Sell Your House Could Cost You a Small Fortune Here are five reasons to list your house now rather than waiting until the spring. >>Buyers Are Looking Right Now, and They’re Ready To Purchase... The latest ShowingTime Showing Index reveals that buyers are still very active in the market. Also, at this time of year, only those purchasers who are serious about buying a home will be in the market. >>Other Sellers Plan To List Earlier This Year The law of supply and demand tells us that, if you want the best price possible and to negotiate your ideal contract terms, put your house on the market when there’s strong demand and less competition. >>Newly Constructed Homes Will Be Your Competition in the Spring In 2020, there were over 979,000 new single-family housing units authorized by building permits. Many of those homes have yet to be built because of labor shortages and supply chain bottlenecks brought on by the pandemic. They will, however...

Comment down below which one describes your home better!

How Much Do You Need for Your Down Payment? Do you know how much you actually need for your down payment? If you think you have to put 20% down, you may have set your goal based on a common misconception. Freddie Mac says, The most damaging down payment mythsince it stops the homebuying process before it can startis the belief that 20% is necessary. Unless specified by your loan type or lender, it’s typically not required to put 20% down. According to the Profile of Home ...Buyers and Sellers from the National Association of Realtors (NAR), the median down payment hasn’t been over 20% since 2005. It may sound surprising, but today, that number is only 13%. And it’s even lower for first-time homebuyers, whose median down payment is only 7%. While a down payment of 20% or more does have benefits, the typical buyer is putting far less down. That’s good news for you because it means you could be closer to your homebuying dream than you...

Quote of the day

May this year be simply fantastic. #HappyNewYear! #celebrate

Sometimes all we need is a fresh start. Page one of 365! Grateful for 2021 Excited for 2022! Cheers to the new year!

Here's to a Wonderful 2022! Wishing you all the best and looking forward to working with you on your real estate goals in 2022. Happy New Year!

Home Is Where the Heart Is [INFOGRAPHIC] There’s no doubt about it: homeowners love their homes, and that feeling has become even more important over the past year. The vast majority of homeowners say they’re emotionally attached to their home and that it has kept them safe during the COVID-19 pandemic. Owning a home provides a sense of safety, security, and accomplishment. DM me to move your homeownership goals forward today.

Appraisal . And today their offer was accepted on their replacement ! so excited for these guys! Buckle up & eyes on the road in this market cuz it’s a wild ride! I can help you navigate it just like I’m helping these clients! #listedwithkathi #lancasterhomes #palmdalehomes #listingagent #buyersagent #imyclients #exprealtyagent #sellersmarket #offeraccepted

93% of Americans Believe a Home Is a Better Investment Than Stocks A recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners is forty times greater than that of renters. If you’re wondering if homeownership is a good investment, the study clearly answers that question, and the answer is yes. Do Americans believe a home is a better investment than stocks? In a post on the Liberty Street Economics blog, the Federal Reserve Ba...nk of New York notes that 93.3% of Americans believe buying a home is definitely or probably a better investment than buying stocks. The survey also shows a wide range of reasons why Americans feel that way, with the top answers being that housing prices are less volatile, it provides stability in a desired living environment, and for tax reasons. The data show how strongly Americans believe in homeownership as an investment. That belief is warranted. The Liberty Street Economics...

Multigenerational Housing Is Gaining Momentum [INFOGRAPHIC] If your house is feeling a little cramped with the addition of adult children or aging parents, it might be time to consider a move-up into a multigenerational home that better suits your changing needs. With benefits that include a combined homebuying budget and shared caregiving duties, an increasing number of households are discovering the value of a multigenerational home. With such high demand for houses today, now is a great time to sell so you can upgrade to a multigenerational home that may better suit your evolving needs.

Latest Jobs Report: What Does It Mean for You & the Housing Market? Last Friday, the Bureau of Labor Statistics released a very encouraging jobs report. The economy gained 916,000 jobs in March well above expert projections of 650,000 to 675,000. The unemployment rate fell again and is now at 6%. What does this mean for you? Our lives are deeply impacted by our nation’s economy. The better the economy is doing overall, the better most individuals in the country will do as w...ell. Jason Schenker of Prestige Economics says, "People are getting back to work and the vaccine isn't just inoculating the population, it's clearly inoculating the economy." What does this mean for residential real estate? Today, the biggest challenge for homebuyers is the lack of homes currently for sale. With listing inventory down 52% from a year ago, bidding wars are skyrocketing. As a result, home prices are climbing. One answer to this challenge is to build more homes to...

Check out this lovely coming very soon! 2 2 1102sq.ft. Tastefully updated and ready for a new owner!... Contact me to see it in person and please share with someone that might be interested! See more

Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the help of your tax refund. This year, the Internal Revenue Service (IRS) estimates Americans can expect an average refund of $2,925 when filing their taxes. Thanks to programs from the Federal Housing Authori...ty, Freddie Mac, and Fannie Mae, many first-time buyers can purchase a home with as little as 3% down. In addition, Veterans Affairs Loans allow many veterans to put 0% down. You may have heard the common myth that you need to put 20% down when you buy a home, but thankfully for most homebuyers, a 20% down payment isn’t actually required. It’s important to work with your real estate professional and your lender to understand all of your options. Not enough money from your tax...