Kate Ferguson NMLS #328481

A recently released report by the National Association of Realtors revealed that the median down payment among all buyers was 10 percent. If you’re in the market for a home, contact me to discuss our low down payment mortgage options! #Homeownership - https://www.loandepot.com/kferguson

An event that is very close to my heart. When i think of how many we have put shoes on their feet and clothes on their back, my heart swells. Please share and join us on September 8

Before you start your search for a new home, it's important to put together a list of your non-negotiables. But what's even more important is figuring out your financing. Contact me today to become pre-approved for a home loan! - https://apply.myloandepot.com/mortgage/register

Rates may have been climbing up these last few years, but they have recently dropped to the lowest levels since early 2018. Don’t miss this opportunity to reach your financial goals with a #Refinance. Here are smart 5 reasons to consider it. - https://www.loandepot.com//hom/refinance-mortgage-benefits ?loid=kferguson

loanDepot proudly assists military families in their search for the mortgage that's right for them. Accelerate your path to #homeownership and contact me to learn about how the VA loan can benefit you! - https://www.loandepot.com/kferguson

After financing with us the first time, our customers get the benefit of waived lender fees and reimbursed appraisal fees when they refinance their home with us in the future. - https://www.loandepot.com/kferguson

According to a recent Federal Reserve Survey of Consumer Finances, the average homeowner has a net worth of $194,500 while the average net worth of a renter is $5,400. That makes a homeowner's net worth 36x greater than the net worth of a renter! Here are some strategies to help you get over some of the hurdles of saving for a home. - https://www.loandepot.com/know//saving-for-a-down-payment

Simple #DIY projects are a great and inexpensive way to add value to your home. But for more skilled jobs, it's best to hire a professional. Move forward with your dream home and contact me to explore our #RenovationLoans! - https://www.loandepot.com/kferguson

Having a solid #CreditScore could put you on the fast track to getting competitive rates on a home loan. But if your score needs work, read our blog on the best ways to boost your credit score. - https://www.loandepot.com//greene-credit-score-and-mortgag

Even though it might require some math, when it comes to refinancing, it pays to separate the myth from the fact. Learn about some of the other reasons as to why it might be wise to refinance your mortgage despite rising interest rates. - https://www.loandepot.com//common-refinance-myths-debunked

When you’re selling your home, you want it to look its absolute best for the potential buyers who walk through the door. What do you notice first when you tour a home for sale? - http://www.loanDepot.com/kferguson

Are you thinking about buying a house in 2019? We’ve got tools and resources to help you get your financial house in order as you prepare to look for that perfect place to call home. Contact me to explore your financing options today! - http://www.loanDepot.com/kferguson

There is no shortage of tips to get a mortgage, but there are also ways to lose one. Click the link for tips to help you avoid any surprise snags with your loan application. - https://www.loandepot.com//7-ways-to-sink-your-loan-applic

Ever been asked to be a cosigner on a loan? Whether you find cosigning a risky practice or a tool to help a trusted friend in need, make sure you consider the all the drawbacks before taking full responsibility for the loan. - https://www.loandepot.com//what-to-know-before-agreeing-to

With an unexpected drop in mortgage rates, many buyers are rushing ahead of the busy spring sales season. But are home prices expected to fall? Contact me to learn how you can leverage today's housing market! #Economy #RealEstate - http://www.loanDepot.com/kferguson

What home renovations are really worth it? According to Realtor.com, these 5 items will get you the most bang for your buck. Contact me today to learn about our #Renovationloans! - http://www.loanDepot.com/kferguson

Downsizing might not make sense in every situation, but it’s worth a look if saving money and simplifying life appeal to you. Contact me today and I’ll show you where to start! - http://www.loanDepot.com/kferguson

For first time buyers, home loan lingo can be confusing. Step into your #mortgage journey educated by learning some of the most popular #mortgage terms and acronyms! - https://www.loandepot.com/video

Mortgage rates recently fell to 12-month lows! Don’t wait and take advantage of this opportunity to secure your dream home. Contact me for lock recommendations today! #Homeownership - http://www.loanDepot.com/kferguson

When checking your credit, you might wonder how you stack up against the average credit score or compare to others. For the popular FICO 8 version, the average FICO credit score in 2018 was 704, up from 700 in 2017. - http://www.loanDepot.com/kferguson

Did you know that according to Trulia the best months to find a home bargain are January, February and March? This means that in order to get ahead of other home seekers, you should start looking for your next home right now. Contact me to become preapproved for your mortgage today! - https://myloandepot.com/mortgage/register

What is second-largest group of #homebuyers? The answer might surprise you. - https://www.loandepot.com//second-largest-group-of-homebuy

Did you know that Millennials now hold the highest share of home buying activity out of all other generations? Choosing homeownership is no surprise given the growing cost of rent. According to the June 2018 National Apartment List Rent Report, rents increased month-over-month in 85 of the nation's 100 largest cities. Don't wait. Take the first steps to purchasing a home, and contact me today! - http://www.loanDepot.com/kferguson

When you apply for a loan, you typically need to provide quite a bit of information. This paperwork allows your lender to verify your income and assets. Check out what you need to get started. - https://www.loandepot.com//documents-you-need-for-a-home-l

What comes first, getting a real estate agent or finding a mortgage lender? According to the latest research, more and more homebuyers are choosing to sit down with their lending consultant prior to engaging an agent. Learn why getting your financing in place first can save you a lot of headache down the road. - https://www.loandepot.com//consumer-homebuying-behaviors-a

Today is Valentine’s Daya great reason to let you know how much loanDepot appreciates you. Enjoy the day! - http://www.loanDepot.com/kferguson

Did you know that 56% of veterans are not currently taking advantage of their VA Loan benefits? Check out how these types of loans can make securing a home even more accessible to qualified borrowers! #VeteranLoans - https://www.loandepot.com//loandepot-survey-finds-56-perce

These are some important things to look at in your home

If you're contemplating a home sale or a refinance, you want to make sure you get the highest possible appraisal value. Here are some ways to boost your home's value. - https://www.loandepot.com//home-p/key-ways-homes-show-age

If you are planning to put your home on the market this spring, the time to start preparing is now. Contact me to today to learn about loanDepot's #RenovationLoans to add value to your property. - http://www.loanDepot.com/kferguson

Credit cards themselves are not necessarily bad, but how you use them can become bad in certain situations. Therefore managing your credit cards wisely is important. Here are our five ways to be a smart credit card user. - https://www.loandepot.com//personal-fi/smart-credit-cards

The value of good credit touches so much of our lives and can put the big purchases, like a home or a car, in or out of reach, depending on your score. But what is your credit score, exactly? - https://www.loandepot.com//fico-v-vantagescore-and-how-cre

You've worked hard to cultivate your great credit score, but how do you benefit on reaching those high-score milestones? Here are some ideas to help you capitalize on a high score. - https://www.loandepot.com//5-tips-capitalizing-good-credit

Did you know that updating a few minor yet important elements can expedite the sale of your home? loanDepot offers a variety of #Renovation products and #PersonalLoans to help you do so. Contact me today! - http://www.loanDepot.com/kferguson

I would like to send a thank you out to Patrick Chandler and Felicia Balezentes. It is not often that a sales person can rely on someone else in the office to take of their clients when you are not available. Whether I am sick or traveling, I know that my clients will always be well taken care of by Patrick and Felicia. They are always able reach me and let me know when someone needs help. Thank you both!

Did you know that finding a home starts with a Pre-Qualification? Apply now, and set the path to successfully finding your dream place. Apply here today! - https://myloandepot.com/mortgage/register

Here are some common mistakes to avoid while your home loan is in process. #MortgageDonts - https://www.loandepot.com//what-not-to-do-once-your-home-i