Kate Baranowska Bay Area Homes

All glamorous adventures of my job are hard to beat. All the behind the scenes, the 18 hour days and grind suddenly seem like cake in moments like this. Moments that remind me, profoundly on this Christmas Eve, why I do what I do. Such a humbling experience helping Aklile, a hard working nurse and her husband who put three kids through college, buy their first home ever.So happy we were able to get them in just in time for Christmas. We got them better financing,negotia...ted all the terms and price they wanted and off we go helping the rest of their family achieve the same goals. Thankful for how appreciative these sweet people were and for referring me to their relatives. Grateful for an awesome team that worked with me on making this happen. #purposeful Merry Christmas! SOLD: 1078 Cypress Point Ct. San Jose, CA 95139

The very definition of City Lights encapsulated in this timeless Buena Vista condo, winner of the CA Home & Design award for Best Architectural Residential Design. Art Deco opulence meets modern luxury. My fave thus far, can’t be mad at these dramatic 18’ ceilings nor at $200k price reduction, although I’m a bit bias, hence it’s my old neighborhood. #realtorslife #SanFranciscoLuxury #luxuryrealestate #sanfranciscorealestate

Homeowners insurance in fire affected areas. Few facts you need to know: Your insurance company must notify you within 45 days of the expiration of your policy if they will not renew your policy. You may be eligible for renewal under laws applicable to ... homes lost in the disaster areas. California Disaster Declaration has been approved on August 22nd, effective August 14th 2020. Don't be a victim of price gauging, raising rental housing prices more then 10% is prohibited after state of emergency has been declared- KNOW YOUR RIGHTS! Check what your policy covers. Flood,mudflow and mudslide often accompany fires yet the homeowners policy doesn't cover these. You'll need a separate insurance policy. You're at elevated risk of flooding for up to 5 years after fire occurred. Update your policy frequently, chances are you've accumulated a lot of equity on your house if you've owned it for a while, the market value of your property might not be covered. If your admitted insurance company no longer offers coverage in your area, seek subsidiary or surplus line insurance. www.ambest.com For additional information go to: www.insurance.ca.gov DM me for recommendations for the best, most experienced insurance agents in Santa Clara County.

REMEMBER THE 6 P’s of EVACUATION courtesy of CalFire: PEOPLE & PETS ... PAPERS IMPORTANT DOCS PRESCRIPTIONS, EYEGLASSES, VITAMINS PICTURES + IRREPLACEABLE MEMORABILIA PCs, LAPTOPSHARD DRIVES, CHARGERS PLASTIC CREDIT CARDSCASHJEWELRY PRAYER, WE ARE BAY AREA, WE ARE ALL IN THIS TOGETHER,GOD BLESS OUR FIREFIGHTERS! GOD BLESS YOU ALL! #bayareastrong