Joseph Facenda, Financial Services Professional

It may sound crazy, but some experts say that by age 30, you should be saving between 50% to 100% of your annual salary to have a very comfortable retirement. Where do you fit into this range? Learn what you can do now to help.

Right now, loaning money to your trust or children to pay life insurance premiums can be a good idea due to low interest rates. If you have questions about tax strategies and interest rates, I can help. Let’s talk about your future!

I’m telling all my clients that there’s never been a better time to review their estate plans. With tax exemptions under current law set to expire, we don’t know what the future will hold. However, with the right strategy, you can work to reduce your estate taxes so you can leave a lasting legacy.

Leaving a legacy for your heirs requires careful preparation. You’ll want your estate to be passed on according to your wishes, and in the most tax efficient way possible.

I help many of my clients with tax diversifying their assets with life insurance to help reduce their overall tax liabilities in the future. With the 2017 Tax Cuts and Jobs Act (TCJA) set to expire soon, maybe it’s time to review your financial strategies for the future. Let’s work together to make your money work harder for you.

This is the time of year we start to think about taxes. While the top income tax rate is set at 37%, we never know where it’ll go in the future. I can help you reposition your assets to help reduce the overall impact of taxes while meeting your life insurance needs. Reach out today, and we’ll start the conversation!

Juvenile life insurance offers more than just protection, it can also help your child get a head start on their financial future. See what else it can do:

How do your retirement savings compare?

Startup success is possible. Especially if you follow these five tips.

Looking for a little more certainty with your money? Check out this very special guaranteed interest rate. It’s only available for a limited time, so contact me today!

Helping protect your employees, their families, and their peace of mindthe business owner hat trick. Like and share if you go the extra mile for your employees.

What's your succession plan? If you plan to keep your business within the family, read this article and comment below how you plan to keep your business going, generation after generation.

I find that the harder I work, the more luck I seem to have. ~Thomas Jefferson