John Glover, Business Risk Management Consultant

Shopping for Contractors General Liability Insurance? Meet Bob.

Do you know how #WorkersComp claims are filed and managed? State Fund's free webinar on Oct. 8 will help answer your questions and put you in the know. Learn more and register: http://ow.ly/I69W50By97m

A theme park for Contractor kids

Are you a Contractor? Do you have your tools/equipment insured? Some contractors assume their tools/equipment are covered by their liability policy. It's not. If you need tools/equipment coverage call me at 209-365-4311

What you need to know about 5 minute online quotes for Contractors.

We are definitely seeing rate increases on many lines of commercial insurance in California.

Due to Covid-19 and subsequent layoffs, more employers are seeking employment practices liability insurance. The number of lawsuits filed by employees against their employers is rising. Employment practices liability insurance (EPLI) provides coverage for discrimination, wrongful termination, failure to employ or promote, sexual harassment, workplace harassment, breach of employment contract and wrongful infliction of emotional distress. If you own a company with employees, ...regardless of size, you should consider EPLI coverage. Contact me today for a quote. John Glover, AVP Leavitt United Insurance Services 209-365-4311 [email protected]

Are you're losing jobs because of bonding problems? If you are having capacity issues or just want a second opinion on your bond rates, please contact me at 209-815-2606. John Glover Leavitt United Insurance Services Lic.0J02939... #bonds #contractbonds #commercialbonds #surety

Should you be in a Captive? With traditional insurance, you pay your premiums and any covered losses are paid out by the insurance company. If you have no losses, that’s great, but your premium dollars are a sunk cost. Another option may be a Captive Insurance Program. Advantages of Captive Insurance 1. You own the insurance company along with other members.... 2. Return of unused premiums in the form of a dividend distribution. 3. Retention of investment income on unused loss funds. 4. Stabilization of premiums and ability to impact premiums through improved loss control. 5. Loss control services and networking opportunities. 6. Greater control over claims adjudication. 7. Security and protection through the utilization of an A rated carrier. Membership criteria 1. Management commitment to safety and claims management. 2. Financially strong company 3. Loss experience better than average for industry group. 4. Regular attendance at board meetings. 5. Business philosophy compatible with Captive members. 6. Minimum annual casualty premium of $150,000 Please contact me if you want to learn more about a Captive. John Glover (209)815-2606 Leavitt United Insurance Lic#0J02939 hashtag#captive hashtag#captiveinsurance hashtag#LEavittGroup

A Buy/Sell Agreement funded by life insurance can help protect a company when the unexpected happens. The Leavitt Life division includes life insurance professionals and CPA's who can help structure a plan that fits your needs. Watch this video to learn more and give me a call at 209-815-2606. #leavittGroup #lifeinsurance #buysellagreement

A comprehensive safety program, including fall safety, is essential for any construction company. If you are a contractor needing help with your safety program. Please contact me.

California workers comp base rates for most carriers are falling so if your workers comp rates are going up, we need to talk. #workerscomp #californiaworkerscompensation #insurance

NEW - Alternative Energy Contractors and Consultants Liability Package. For solar contractors and consultants engaged in solar photovoltaic, solar hot water, and passive solar design, installation and repair. Wind turbine installation and repair also eligible. Package includes commercial general liability, contractor pollution liability, professional liability. Excess liability also available. AM Best Rated A++ XV carrier.... Call me today for a free consultation. John Glover 209-815-2606 Leavitt United Insurance Services If you're puzzled about your insurance, we have your solution. Lic 0F22684 #LeavittGroup #Commercialinsurance #Contractorsinsurance #Californiainsurance #businessinsurance #solar #artisancontractor #windpower #Californiasolar #Calssa

Is my workers comp audit correct? Today I was speaking with the HR manager of a sheet metal fabrication company. She recently received the final audit from her prior workers comp policy and a bill for an additional $72,000 in premium. She was concerned the audit was incorrect but didn't know how to go about getting this reviewed by her insurance company. I asked if she had called her broker and she said she yes, but was getting little to no help from them. We spent about an h...Continue reading