Jessica Conrad

NEVER EVER too busy.. your referrals help my business grow! Looking forward to being your #favorite #realtor in #socal For any #realestate needs please DM, Call, Text or Email me @ #7605005530 [email protected] To search #properties, view #listings or get a free #marketanalysis on your home, please visit my website www.JessicaConradRealty.com... I’m never too busy for your #referrals #lic02046181 #HomeSmartRealtyWest

A Big Congratulations to my sellers! Their beautiful #fallbrook home #sold for #overasking price within only a few days of showings! Very excited for my clients to start on a new adventure, and so happy I could assist them again with their home selling process! What was that? you want to sell your home for top dollar too? Not a problem! Feel free to contact me and we can make that happen! ... Looking forward to being your #favorite #realtor in #socal For any #realestate needs please DM, Call, Text or Email me @ #7605005530 [email protected] To search #properties, view #listings or get a free #marketanalysis on your home, please visit my website www.JessicaConradRealty.com I’m never too busy for your #referrals #lic02046181 #HomeSmartRealtyWest

HOME We are quite lucky to live in such a beautiful place.. very thankful DM me if you want to live here too. We can make it happen! ... Looking forward to being your #favorite #realtor in #socal For any #realestate needs please DM, Call, Text or Email me @ #7605005530 [email protected] To search #properties, view #listings or get a free #marketanalysis on your home, please visit my website www.JessicaConradRealty.com I’m never too busy for your #referrals #lic02046181 #homesmartrealtywest

We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates over the last twelve months. However, there’s no guarantee rates will remain this low much longer. Many things impact mortgage rates. The economy, inflation, and Fed policy, just to name a few. That makes forecast...ing rates difficult. However, there’s one metric that has held up over the last fifty years the relationship between mortgage rates and the 10-year treasury rate. The spread between the two is now 1.53, indicating mortgage rates could rise. How high might they go in 2021? No one knows for sure. Sam Khater, Chief Economist for Freddie Mac, recently suggested, While there are multiple temporary factors driving up rates, the underlying economic fundamentals point to rates remaining in the low 3% range for the year. Whether you’re a first-time buyer or you’ve purchased a home before, even an increase of half a point in mortgage rate (2.81 to 3.31%) makes a big difference. On a $300,000 mortgage, that difference (including principal and interest) is $82 a month, $984 a year, or a total of $29,520 over the life of the home loan. Based on the 50-year symbiotic relationship between treasury rates and mortgage rates, it appears mortgage rates could be headed up this year. It may make sense to buy now rather than wait. #expertanswers #stayinformed #staycurrent #powerfuldecisions #confidentdecisions #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters

Sellers still hold the reins in today’s housing market, and high competition among fast-moving buyers is leading to rising home prices. DM me to learn more about all the ways you can win as a seller right now. #sellersmarket #sellyourhouse #homeprices #realestate #homeownership #realestategoals #realestateagency #realestateadvice #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters Looking ...forward to being your #favorite #realtor in #socal For any #realestate needs please DM, Call, Text or Email me @ #7605005530 [email protected] To search #properties, view #listings or get a free #marketanalysis on your home, please visit my website www.JessicaConradRealty.com I’m never too busy for your #referrals #lic02046181 #homesmartrealtywest

With so many buyers competing for a limited number of homes, it’s more important than ever to know the ins and outs of making a confident and competitive offer. Here are five keys to success for this important stage in the homebuying process. 1. Listen to Your Real Estate Agent A recent article from Freddie Mac says, Remember to let your homebuying team guide you on your journey, not your emotions. Their support and expertise will keep you from compromising on your must-have...s and future financial stability. Your real estate professional should be your primary source for answers to the questions you have. 2. Understand Your Finances Having a complete understanding of your budget and how much house you can afford is essential. The best way to know this is to reach out to your lender to get pre-approved for a loan early in the homebuying process. 3. Be Ready to Move Quickly According to NAR, the average property being sold today is receiving more than three offers and is only on the market for a few weeks. As soon as you find the right home for your needs, be prepared to work with your agent to submit an offer as quickly as possible. 4. Make a Fair Offer It’s only natural to want the best deal you can get on a home. However, Freddie Mac also warns that submitting an offer that’s too low can lead sellers to doubt how serious you are as a buyer. Don’t submit an offer that will be tossed out as soon as it’s received. 5. Be a Flexible Negotiator After submitting an offer, the seller may accept it, reject it, or counter it with their own changes. In a competitive market, it’s important to stay nimble throughout the negotiation process. Today’s competitive market makes it more important than ever to make a strong offer on a home, and a trusted expert can help you rise to the top along the way. DM me today to learn more. #expertanswers #stayinformed #staycurrent #powerfuldecisions #confidentdecisions #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instareal

Happiest Birthday to my soul sister Wishing you a lifetime of love, happiness, wealth, health, laughter, more dogs and mermaids! Love you to pieces!!

As the current forbearance mortgage relief options come to an end, many are wondering if we’ll face a foreclosure crisis next year. This is understandable, especially for those who remember the housing crisis that began in 2008. The reality is, plans have been put in place through forbearance to ensure history doesn’t repeat itself. Many homeowners are concerned that they’ll have to pay the deferred payments back in a lump sum payment at the end of forbearance. Thankfully, th...at’s not the case. Fannie Mae explains, You don’t have to repay the forbearance amount all at once upon completion of your forbearance planHere’s the important thing to remember: If you receive a forbearance plan, you will have options when it comes to repaying the missed amount. You don’t have to pay the forbearance amount at once unless you are able to do so. Many who initially applied for forbearance didn’t end up needing it. For those who are still in forbearance and unable to make their payments, foreclosure isn’t the only option left. In their Homeowner Equity Insights Report, CoreLogic indicates, In the second quarter of 2020, the average homeowner gained approximately $9,800 in equity during the past year. Many homeowners have enough equity in their homes today to be able to sell their house instead of foreclosing. Selling and protecting the overall financial investment may be a very solid option for many homeowners. As Ivy Zelman, Founder of Zelman & Associates, mentioned in a recent podcast, The likelihood of us having a foreclosure crisis again is about zero percent. If you’re currently in forbearance or think you should be because you’re concerned about being able to make your mortgage payments, reach out to your lender to discuss your options and next steps. Having a trusted and knowledgeable professional on your side to guide you is essential in this process and might be the driving factor that helps you stay in your home. Looking forward to being your #favorite #realtor in #socal For any #realestate needs please DM, Call, Text or Email me @ #7605005530 [email protected] #homesmartrealtywest

Just Sold Congrats to my awesome clients that just closed on a absolutely stunning home in #carlsbad Village! They are going to have such a good time being so close to the #beach and walking distance to shops and delicious restaurants! Couldn’t be more excited for them! If you are looking to buy or sell real estate please don’t hesitate to reach out! We can get you into something just as beautiful as this home! ... #sold #carlsbad #carlsbadvillage #beachlife #beachlifestyle #socal #california Looking forward to being your #favorite #realtor in #socal For any #realestate needs please DM, Call, Text or Email me @ #7605005530 [email protected] To search #properties, view #listings or get a free #marketanalysis on your home, please visit my website www.JessicaConradRealty.com I’m never too busy for your #referrals #lic02046181 #HomeSmartRealtyWest