Jeff Collins Home Loans

Are you currently renting a home? If so, do you plan on buying a home in the next few years or renting for the foreseeable future? Remember, you're already paying a mortgage it's just not your own! #Rental #renting #RentingAHome #BuyingAHome #HomeOwner #RealEstate #RealEstateAgent #MortgageOfficer #LoanOfficer #HomeLoan

Mortgage Market Update: the market is changing. Rates in the 2’s will soon be behind us. Does that mean you missed your chance? NO WAY! An interest rate in the 3’s and even in the 4’s is still an extremely low rate. Buying a home with a rate at 3.5% is something to be proud of. There are MILLIONS of people in California with and interest rate in the 5’s and higher. Yes higher! So what does that mean for you? If you are looking to buy, reach out to me and let’s discuss your o...ptions, your monthly payment and your purchase price. If you are looking to refinance, let’s talk about if a rate/term refinance is best or if pulling cash out is best. You can pull cash out and get that pool, or buy that car, or pay off debt, or invest in the stock market and make money off your equity. If you are an realtor, I’ll gladly cross qualify your buyers in TODAY’S market to make sure their pre approval is still valid. What whatever you decide to do in this situation, please call me so we can discuss what is best for you and your family. Jeff Collins Sr. Loan Originator Cell: 925-381-3536 NMLS #: 1150468

Call me to set up a consultation to find your dream home today! #DreamHome #RealEstate #RealEstateAgent #realtor #FindYourDreamHome #BuyAHome #SellAHome #SellingMyHouse #FirstTimeHomeOwner #OfficiallyAHomeOwner

It’s a myth! The truth is that you don’t need 20% down to purchase a home. The right amount down is dependent on many factors. Call me so we can figure out the right amount for you. #downpayment #DreamHomeFinder #sellmyhouse #residentialrealestate #luxuryagent #moveinready #homeloan #homeloanspecialist #mortgage

There’s no sign of a slow down even if we are in the winter months. If you’ve been thinking about buying or selling let’s make it happen! #bighouse #luxuryproperty #luxuryapartment #housingmarket #buyahome #sellyourhome #homeownershipgoals #happyhome #homesearch #needanagent

If you could spend the holidays anywhere in the world, where would it be? #WinterWonderland #ChristmasTime #HolidaySpirit #HolidayTime #WinterTime #ChristmasMorning #HomeForTheHolidays #blizzard #SnowedIn #CozyAtHome #RealEstate