Trusted Mortgage Advisor

Have questions about divorce and your mortgage? Please reach out, don’t go it alone. I can help you transition to the next chapter smoothly. DM me to get started.

Looking for a reason to get pre-approved? We’ll give you three. 1) You’ll know your price range before you shop, 2) you’ll be better equipped to make an offer when you find the one, and 3) we make the process fast, easy and convenient. So call us today and get started!

Expecting a sizable refund this year? You could spend it on something ridiculous. Or you could invest in your future. Give us a ring to see if your refund could be enough to put you on the path to home ownership!

Real Estate Agents don’t know if your buyer will qualify for an appraisal waiver? Don’t worry partner with us and get appraisals completed in 10 business days or a 50% refund of the appraisal cost with be applied automatically. Call today to learn more.

Have an FHA loan? Now could be a great time to refinance into a conventional loan with no monthly PMI payment! With quick turnarounds, you could close in as little as 15 days and potentially save hundreds of dollars each month. Call today to learn more!

AGENTS!! How many of these real estate lead generation tactics are you thinking about doing or already are using right now?: Circle prospecting... Drip emailing...... Publishing a newsletter... Buying leads... Hosting client appreciation events... Farming... Just sold -or- just listed postcards... Door knocking... Blogging / SEO... Recruiting referral partners... Following up with past clients... Prospecting Expireds... Calling on FSBOs... Sign rider marketing (QR codes)... Throwing open houses... Sponsoring local events... Buying advertising in local print (magazines or newspapers)... Video marketing (blog, YouTube, social media)... Content marketing... Cold-calling lead lists... Working with attorneys (probate, divorce, etc.)... Radio ads... Networking at community and business events... Publishing a podcast... Advertising on FacebookAgents,

Effective January 19, 2021, the Federal Housing Administration (FHA) is permitting individuals classified under the Deferred Action for Childhood Arrivals program (DACA) with the U.S. Citizenship & Immigration Service (USCIS) and are legally permitted to work in the U.S. are eligible to apply for mortgages backed by the FHA. Prior to today’s announcement, the FHA Single Family Housing Handbook (Handbook 4000.1 Section II.A.1.b.ii(A)(9)(c) includes this statement: Non-US c...itizens without lawful residency in the U.S. are not eligible for FHA-insured mortgages. This language was incorporated into the FHA Handbook by the Obama Administration in September 2015 although it was first incorporated into FHA guidelines in 2003. The term lawful residency pre-dates DACA and thus did not anticipate a situation in which a borrower might not have entered the country legally, but nevertheless be considered lawfully present. To avoid confusion and provide needed clarity to HUD’s lending partners, FHA is waiving the above referenced FHA Handbook subsection in its entirety. In a subsequent update to the FHA Handbook the language will be removed. Other FHA requirements remain in effect for all potential borrowers including DACA status recipients: the property will be the borrower’s principal residence; the borrower has a valid Social Security Number (SSN), except for those employed by the World Bank, a foreign embassy, or equivalent employer identified by HUD; the borrower is eligible to work in the U.S., as evidenced by the Employment Authorization Document issued by the USCIS; and the borrower satisfies the same requirements, terms, and conditions as those for U.S. citizens. NMLS 340207 See more

To All my Clients and Realtors. Wishing you all a blessed "NEW" Year! 2021. Thank you for trusting me with financing your home loans. Selling and Buying your Dream Home. I am always accessible, so Don't be Shy, Message me to help you in All Your Lending Needs. Happy New Year to All, stay healthy and happy!

Winter is right around the corner. If you’re looking to move before the snow starts flying, call me today. You could be enjoying a scene like this in 20 days or less. NMLS 340207

If you prefer to pay property taxes and homeowners insurance on your own, you typically have to pay a fee. We can help eliminate that. Message us to see if you’re eligible to save up to thousands of dollars at closing with an escrow waiver.Interested in refinancing but don’t want to start over with a 30-year mortgage? With Flex Term, you can customize your loan term and still save. Call us today to find out how to get a loan customized for making the biggest purchase of your ...life, you should know where things stand at all times. Our technology allows you to see how your loan is progressing in real-time. Getting a mortgage through a bank is like going to a restaurant that only has one item on the menu. We work with several lenders, which means more options to lower your payment. Reach out so we can find the right recipe for you. NMLS 340207 See more