Home Loans by Gustavo

Mortgage Misconceptions I’m here to help you every step of the way through your mortgage process, starting with clearing up these common misconceptions. #homebuyertips #firstimehomebuyer #homebuyers #locallender #homeloans #sehablaespañol

Attention Fresno Homebuyers NEW LISTING ALERT If you are looking to buy a house in the City of Fresno, check out this listing by RealtorJessica Ramirez Realtor with Vylla Home - Central California. Contact your preferred Realtorto schedule a showing today!... 4723 W. Roberts Ave, Fresno, CA 93722 MLS ID: 557219 Listed Price: $360,000 Bedrooms: 3 Bathrooms: 2 Built: 2005 Living Space: 1,653 square feet Lot Size: 7,020 square feet If you want to get qualified to buy this house or any other on your wish list, send me a DM or CALL me today at (559) 930-9496 so we can make your dream a REALITY! Gustavo Quiroz Loan Officer Alameda Mortgage Corp. NMLS ID #1878366 7555 N Palm Ave, Suite 105, Fresno, CA 93711 (559) 930-9496 www.gqhomeloans.com Hablo Español

Are you deciding between a new construction home and a resale home (aka existing home)? Here are some pros and cons of each. Advantages to Buying a Newer Home: Low Maintenance ... Builder's Warranty (In California, builders are required to give buyers a 10-year warranty) Energy Efficiency Drawbacks to Buying a Newer Home: Tract Homes Have Similar Floor Plans Immature Landscaping House Settling Advantages to Buying an Older Home: Larger Yard Longer-Term Neighbors Mature Trees and Vegetation Drawbacks to Buying an Older Home: More Maintenance Smaller Closets, Storage Space, and Garages Often More Expensive With so many factors to consider, it is always best practice to work with a real estate sales professional with strong local knowledge to help you make well-informed decisions. The mortgage loan process will require a lot of effort and patience, but moving into your Dream Home will be worth it. If you have any questions about refinancing your current mortgage or want to get qualified to buy a home, send me a DM or Call me today at (559) 9309496 so we can make that dream a REALITY! #newhome #newhomeowner #firsttimehomebuyer #homebuyertips #homebuyers #locallender #mortgagetips

A low interest rate mortgage means more than just a better payment. You can build equity more quickly, qualify more easily and get into the home you want faster. Plus, you can lock in a low rate that won't change for 30 years. See how your payment can change if prices and rates increase while you wait to purchase. The mortgage loan process will require a lot of effort and patience, but moving into your Dream Home will be worth it. If you have any questions about refinancing your current mortgage or want to get qualified to buy a home, send me a DM or Call me today at (559) 9309496 so we can make that dream a REALITY! Apply Today! www.GQHomeLoans.com

Como se calcula tu puntaje de credito Una puntuacion de credito (conocido tambien como credit score) puede variar entre 300 y 850 puntos. La diferencia entre las peores y mejores puntuaciones son 550 puntos, y hay cinco categorias que representan esos 550 puntos en su puntuacion de credito. Historial de pago representa el 35% de los 550 puntos (192.5 puntos)... Cantidad que debe representa el 30% de los 550 puntos (165 puntos) Duracion del historial de credito representa el 15% de los 550 puntos (82.5 puntos) Tipos de credito abiertas el 10% de los 550 puntos (55 puntos) Credito nuevo representa el 10% de los 550 puntos (55 puntos) Todo el mundo tiene 300 puntos para empezar. Asi que si usted es malo en las 5 categorias, usted gana 0 puntos y su puntuacion es 300 + 0 =300. Sin embargo, si usted es perfecto en las 5 categorias, usted gana 550 puntos por lo que su puntuacion de credito es 300 + 550 =850. El proceso hipotecario requerira esfuerzo y paciencia, pero mudarse a la casa de sus suenos valdra la pena! Si tiene alguna pregunta sobre como convertirse en un PROPIETARIO, pongase en contacto conmigo hoy (559)930-9496. Gustavo Quiroz Oficial de Prestamos Alameda Mortgage Corp. NMLS ID #1878366 7555 N Palm Ave, Suite 105, Fresno, CA 93711 (559) 930-9496 www.gqhomeloans.com

Your creditors don't care about you. They just want your money You should treat a credit card like a debit card, only spend what you have in your bank account. Building credit is more than just buying stuff, it’s actually about risk. A bad credit history and low score make you appear less responsible and more likely to miss payments. It’s true that you have to use credit to build credit, but it’s important to remember that a little credit goes a long way. ... If you want to get qualified to buy a home, contact me today at (559) 930-9496 so we can make that dream a REALITY! Gustavo Quiroz Loan Officer Alameda Mortgage Corp. NMLS ID #1878366 7555 N Palm Ave, Suite 105, Fresno, CA 93711 (559) 930-9496 www.gqhomeloans.com Hablo Español #creditcard #homeloansbygustavo #GQHomeLoans #homeloans #locallender

NEW LISTING ALERT Homebuyers, if you are looking to buy a house in the City of Madera, check out this listing by RealtorLupe Ochoa Thay Realtor with Realty World Real Estate Professionals. Contact your preferred Realtorto schedule a showing today! 2671 Kimberly Drive, Madera, CA 93637... MLS ID: 553094 Listed Price: $399,900 Bedrooms: 4 Bathrooms: 2.5 Built: 2006 Living Space: 2,991 square feet Lot Size: .16 acres (est. 6,969 square feet) If you want to get qualified to buy a home, contact me today at (559) 930-9496 so we can make that dream a REALITY! Gustavo Quiroz Loan Officer Alameda Mortgage Corp. NMLS ID #1878366 7555 N Palm Ave, Suite 105, Fresno, CA 93711 (559) 930-9496 www.gqhomeloans.com Hablo Español #madera #maderacounty #GQHomeLoans #homeloansbygustavo #locallender #firsttimehomebuyer #homebuyers

Attention Fresno Homebuyers Would you like to buy a home but worry you will not qualify for a mortgage? Do not let another day pass by, invest in yourself, be proactive and get the FACTS of homeownership.... I can help you get qualified to purchase your home. Getting approved helps you set your budget and improves your chances of having an offer accepted. The mortgage loan process will require a lot of effort and patience, but moving into your Dream Home will be worth it. If you have any questions about refinancing your current mortgage or want to get qualified to buy a home, contact me today at (559) 930-9496 so we can make that dream a REALITY! #welcomehome Gustavo Quiroz Loan Officer Alameda Mortgage Corp. NMLS ID #1878366 7555 N Palm Ave, Suite 105, Fresno, CA 93711 (559) 930-9496 www.gqhomeloans.com Hablo Espanol #fresno #centralvalley #fresnocounty #homebuyers #homeloans #locallender

Are you a teacher or staff member serving in one California's public schools? CalHFA would like to say "thank you" with the School Teacher and Employee Assistance Program (School Program). This program offers up to 4% of sales price which can be used toward down payment or closing cost assistance. It is available for CA K-12 public, charter county, continuation schools or districts. If you want to get qualified to buy a home, contact me today at (559) 930-949...6 so we can make that dream a REALITY! Gustavo Quiroz Loan Officer Alameda Mortgage Corp. NMLS ID #1878366 7555 N Palm Ave, Suite 105, Fresno, CA 93711 (559) 930-9496 www.gqhomeloans.com Hablo Espanol #calhfa #teachers #downpaymentassistance #DownPayment #homepurchase #homebuyer #firsttimehomebuyer