Cardinal Financial

Did you know that #unemployment numbers are the lowest they've been since the pandemic started? Click below to find the latest mortgage and financial news from across the country.

Have you been missing Disneyland as much as we have? You can find out how and when to buy tickets below, but first let us know what rides and attractions you've been missing the most in the comments!

Happy April Fool's Day!

#openingday2021 is tomorrow! Which team are you going to be cheering on? Will you be watching from home, or are you going to be lucky enough to watch from the stands?

Did you know that, without last week's eviction ban extension, 23 million Americans would've faced eviction at the end of the month? Find out more in Jonathan Hallstead's Mortgage Weekly https://www.linkedin.com//ever-given-move-new-eviction-ba/

No one likes to ask for help, but we're offering it so you don't have to. If you want to discuss #refinance or #homebuying for the new year, visit our website: https://www.hmghomeloans.com/ or apply directly: https://bit.ly/3aiSH2b

Congratulations to our very own Jonathan Hallstead, for his 2020 40 Under 40 win in National Mortgage Professional magazine (page 32)! His innovative route has led our team to many successes and we can't wait to see what he accomplishes in the future. See it here: https://bit.ly/36SjErf

Due to rising home prices, the Federal Housing Finance Agency announced Tuesday that it would raise loan limits for #mortgages backed by Fannie Mae and Freddie Mac. In more expensive markets, such as California and New York, the new limit will be $822,375, up from $765,000 in 2000. In most of the country, the 2021 maximum conforming loan limit for single-family properties will be $548,250. That marks a 7.4% increase from last year’s limit of $510,400. The FHFA’s loan limits d...efine the maximum amount that Fannie and Freddie can #finance for a one-unit single-family home. What does this mean for you: It means that in response to the rise in home prices, the Federal Housing Finance Agency (FHFA), has set new conforming loan limits to reflect the rise in home prices across the country. Increasing #loan limits make it easier for more borrowers to buy homes with lower down payments at competitive rates and achieve the goal of #homeownership.

HMG has been a Miracles For Kids partner for many years and pledged to house a family in need in their Miracle Manor. Yesterday we took a trip to the facilities to meet some of Miracle Manor’s residents and tour the grounds. We’re honored to be partners with such an incredible organization, and we can’t wait to see how many lives we can change together in the future. #BeTheMiracle

Over the past month, National Mortgage Professional asked readers and mortgage professionals to nominate lenders and originators who deserve to be recognized as NMP’s Best Military Lenders and Originators. They received hundreds of nominations and a member of our team was chosen as one of the Best Military Lenders and Originators for 2020! Congratulations to Tim Moore! Tim has worked in the mortgage industry since 2003. He enjoys helping clients achieve their goals of home refinancing or purchasing, as well as educating new home buyers. Tim’s passion lies in working with members of the military. As the son of an Air Force veteran, Tim has deeply rooted respect for the service and has spent most of his career becoming a VA professional. We're so proud of you, Tim, you deserve it!