Homeowners Financial Group

We're breaking records... again! In September, Homeowners Financial Group shattered the previous company record for monthly production. Thanks to our hardworking employees who always demonstrate a passion for what they do, and to all our clients who trusted us with their home purchase or refinance. We can't wait to see what other records are in store for the rest of 2020!

Buying a home is exciting, but it’s also a big financial commitment. Having the right types of insurance can help you protect your investment. Here are five types you may need:

If you love the house, make them love the offer! According to the National Association of Realtors, home sales in August surged to their highest level in 14 years and we have a tool to help buyers understand how to evaluate a bid-over-ask in a bidding war:

Today we are united in remembrance and honor of September 11, 2001. #PatriotDay

#HappyLaborDay from all of us here at HFG! In recognition of our own hardworking employees, we will be closed for today, Monday, September 7. We will be back in action and ready to support all your mortgage needs on Tuesday, September 8. Have a safe and happy holiday!

"Be the person your dog thinks you are." - C.J. Frick Happy #NationalDogDay to our four-legged friends at home! Celebrate today with an extra treat or a long walk to show your appreciation for all the love and joy our dogs bring into our lives.

The market is hot! Existing-home sales continued at a record pace in July, jumping 24.7% from June and marking two consecutive months of significant sales gains, according to the National Association of REALTORS. The housing market is well past the recovery phase and is now booming with higher home sales compared to the pre-pandemic days, said Lawrence Yun, NAR’s chief economist. With the sizable shift in remote work, current homeowners are looking for larger homes and this will lead to a secondary level of demand even into 2021. If a new home has been on your mind, reach out. We’ll be happy to assist by providing financing options that work best for you.

If you're in the market for a mortgage, understanding the factors that contribute to your mortgage interest rate can keep you feeling informed and confident. Read on for details, and don't forget our Licensed Mortgage Professionals are only a call away to answer your questions and help you prepare for the homebuying process.

In an effort to help those affected by COVID-19, our Roseville, CA branch volunteered to support Placer Food Bank, whose number of families in need has since doubled with the pandemic. Our Homies helped package foods and organize stations for a Drive-Thru Farmer's Market, which donated over 26,000 lbs of food to local families and individuals in just over 2 hours! #FeelingGrateful

You may have seen our latest post about record low mortgage rates and increased affordability, so for this Monday #MarketUpdate we wanted to share even more data on why purchasing a home now is the most affordable it's been since 2016. Did you know that according to Black Knight Data & Analytics, buying power is now up 10% year-over-year, meaning the average home buyer can afford nearly $32,000 more home than they could at the same time last year, while keeping their monthly payment the same? As always, whether you want to buy or refinance, we're ready to help you get started today.

If you’re in the market for a new home, you know that lower rates mean lower monthly mortgage payments. As rates decline, buying a home becomes more affordable. That dream house you had your eye on a month or two ago that was just out of your reach financially might be within your budget today. Or maybe you found a house in a great neighborhood and the perfect school district that needed a little updating you couldn’t afford when rates were higher. Read on for more details about the relationship between rates and your monthly mortgage payment, and how today's low rates can improve affordability:

#RateAnnouncement In a unanimous decision yesterday, the Federal Reserve Board voted to keep its federal funds rates close to zero and again said it would keep interest rates near zero until employment recovers and inflation picks up. Read more on what's next below: