Gustavo Rivera, Financial Advisor at Waddell & Reed

GOLF TIP: Hitting it fat? You may be dropping your forward shoulder on the downswing. That can happen if you move your hips toward the target as the downswing starts. Start your downswing with your arms, keeping your forward shoulder down.

During economic downturns, some companies offer early retirement packages to reduce their number of paid employees. Here’s what you need to think about when considering an early retirement package.

The traditional age for retirement, 65, seems to be on the way out. Here’s where the retirement age is trending and how it may affect your plans.

GOLF TIP: For a proper putting stance, stand over the ball, look down, and adjust your shoulders, arms, hips, legs, and feet in succession. Too many golfers set their stance first and then look down at the ball that’s a mistake.

The Secure Act is intended to make it easier for people to fund their retirement with their own savings. But it may affect investors’ ability to pass assets to beneficiaries using a stretch IRA strategy. Learn more here.

If 16-year-olds are allowed to have jobs, shouldn’t they be allowed to have retirement accounts as well? That’s the reasoning behind a push to lower the minimum age for IRA contributions. Would your teenager want to save for retirement?