Gisselle, Your Lender For Life

Did you know that small businesses comprise 99.9 percent of all U.S. businesses? That accounts for 31.7 million businesses across the nation! (source: U.S. Small Business Association) Are you a small business owner or self-employed and looking for a mortgage or you want to refinance an existing one? Many in this situation have found it challenging to secure a loan without the usual proof of income that most lenders require during the mortgage approval process. With these exte...nuating qualification circumstances, a Non-Qualified Mortgage (Non-QM) loan is certainly an alternative to be optimistic about. A Non-QM loan lets the borrower provide alternative proof of income for lenders to consider in lieu of tax returns, W-2s or pay stubs alone. Are you interested or know someone who is interested in learning more? If so, send me a message today to start a conversation. I’d be happy to help answer any questions you might have about the product and it’s process. #SmallBusinessWeek

Put down the taco and beer and contact me today! You could be celebrating Cinco De Mayo next year in your new casa

It's Small Business Week! What better way to celebrate all the amazing small business owners around us than supporting them. So tag your favorite small business in the comments below! Feel free to tell us what they do and why you love them.... "When you buy from a small business, an actual person does a happy dance!" #smallbusinessweek @#supportlocal #shopsmall

Are you preparing to list your home on the market? You should know, the real estate market is booming and homes are selling within days! Here's a few ways to get high-priced offers on your home. Declutter: You want potential buyers to envision their personal items filling each room.... Make room to walk: Remove extra furniture to enhance viewing experience. Give the walls a facelift: Lived-in paint and nail/screw holes should always be touched up for buyers. Make a list of add-ons: Create a list of fixes you could do during the process that could entice a buyer to make an offer on your home. Research your mortgage: Know your position. When discussing listing price with your agent, you should be well-educated on the current status of your mortgage. Research the market and prepare for what you’ll need to make back from the sale of your current home. Call me for any questions you might have and prepare to wow an appraiser! #preparetosell

You should apply for a mortgage preapproval when you're ready to start home shopping! The process includes filling out an easy online application, a credit review, and determining your income, assets and debt. Once reviewed, you will receive a preapproval letter, which serves as the lender's offer to loan you a certain amount under specific terms.... Having a preapproval letter shows home sellers and real estate agents that you're a serious buyer, and can give you an edge over home shoppers who haven’t taken this step yet. Visit my website to get preapproved today! Information from NerdWallet

What was the main reason you decided to buy your first home?

Interested in what's going on in the market? Read below! The Citi Panic/ Euphoria index, which is a great contrarian indicator, is at an unprecedented level of enthusiasm in the history of this index. After hitting 1.83 last week and 1.28 two weeks ago, it is now at 2.01. Anything above .41 is considered euphoria, so we are at almost 5 times that level. This indicator would lead us to believe that Stocks may be due for a pullback. If that were to occur, we could see money come into the Bond market, which would push MBS prices higher and rates lower. If you are interested in hearing more, contact me today!

To honor Rev. Dr. Martin Luther King, Jr. on his birthday, New American Funding has committed to being part of the solution to support his dream of equality. Through our loan programs, community outreach, technology, and our New American Dream initiative, we have made great strides. But, we also know there is not a quick fix, this is an everyday achievement. As we celebrate Rev. Dr. Martin Luther King, Jr., the words he spoke many years ago continue to shape our mission and path forward, representing all American dreams. As he so eloquently put, "The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy." Today, we honor his legacy. Happy MLK Day

Is it time for a bigger home? Get moving! A home loan from New American Funding can help get you moving with financing for a new home that accommodates your family's need for extra space. With more room, you can: Give your child his or her own room Convert a spare room into a home office Find more storage space for all your possessions... Provide your children and pets a bigger backyard Contact me today to get started

Beautiful pool home in a cul de sac in the city of Downey. Clean, upgraded and ready to move in. Don’t miss out and get pre-approved today!