Gino V. Angulo, American Pacific Mortgage

Opportunities aren’t lying around waiting for you to pick them up and run with, like a ball you carry down the field to victory. Opportunities are created get creative!

One of the many ways you can benefit from homeownership, Equity! Considering your short term and long term goals will allow you to see if a cash-out refinance is the right option for you. As a homeowner, you need to know your options, so lets talk about these options while interest rates remain low Contact me to see if this is a good option for you

Past, present, and future clients... My appreciation is endless! I love what I do, and the people that allow me to help them

For those who have not filed their 2020 income taxes, don't fret! Due to all the craziness that happened in the last year, the deadline to file your 2020 income taxes has been extended. For a select few, this is music to your ears! For others, your 2020 income tax documents are already gathering dust. Remember to keep 2-3 years of your income tax documents handy. You never know when you might need them

Over the last 2weeks, we've been sharing how my team and the entire APM family is supporting our customers during this timenow we have a request to ask of yo...u. Once you have submitted your loan application and supporting documentation, we ask that you be patient. We are working around the clock to make sure every loan gets locked with the customer's best interest at heart. Because these rate windows can be small, it's important for us to focus on their customers in process and service their new business. Please trust that will get back to you as soon as we can! Due to this extraordinary time, we are also seeing some delays with many of the verifications and documentation requests, and your patience is much appreciated. We are here for you, and we look forward to supporting all of our customers during this unprecedented time. We truly appreciate your patience and support. As always, if you have any questions, send me a message or give me a call at (559) 725-1230. #patience #bestclients #clients #apmfamily #team #stayhome

Though dining-in is prohibited, many Visalia and Tulare-area restaurants are offering special delivery or takeout services during California's stay-at-home orde...r. Services include meal delivery, drive-through, curbside pickup in the restaurant's parking lot, and in-store pickup and takeout. Not only is this a nice break from having to prepare every meal, it's also a boon to the local economy and supports food service workers, which is so important during this time. Find a list of local restaurants and the options they offer here: https://buff.ly/39eoOMd #visalia #visaliaca #visaliastrong #visaliarestaurant #supportlocal #supportrestaurants #takeout #curbsidepickup #quarantine2020 #tularecounty #tulare #california #californiastrong #shopsmall #supportsmallbusiness #mealdelivery #fooddelivery #wereallinthistogether

We will get through this!

Although these times present us with uncertainty, our office and our team remains operational. New measures and implementations call for us to practice fluidity and adaptiveness like never before. Sprinkle that with a little creativity and you have a recipe for development and evolution that you cannot imagine.

What the heck is going on?

With Mortgage rates at an all time low, now can be the time to look into refinancing your home! Let's see if it makes sense for you! Call or text (559)901-4480 Here's my American Pacific Mortgage Corporation app to help you crunch your numbers today https://mtgpro.co/9h3oy Tap to install

Down Payment Options: Understanding Gift Funds Understanding your options for a <> is important, especially for first-time home buyers. While the...re a few loans out there that allow for 100% financing (no money down), there ARE also several loan options that allow you to use gift funds for your down payment, effectively creating a low-to-no money out-of-pocket situation for QUALIFIED homebuyers. For example, there are loans available that allow financing up to 96.5% of your purchase price AND also allow you to use gift funds for the remaining 3.5% down payment requirement and additional gift funds to cover some or all of the closing costs associated with your loan. Gift funds are classified as a personal gift (not repayable) from an acceptable donor. Gift funds may fund all or part of the down payment, closing costs or financial reserves subject to the minimum borrower contribution requirements for the loan. To learn more about gift funds, give Brendan a call at (559) 725-1230 to see if this is an option for Y O U! #downpaymentassistance #downpayment #giftfunds #mortgagetips

Tips for Budgeting for a Home: REDUCE Your Monthly Spending This is probably everyone's least favorite but [[most necessary budgeting tip]]. If you are buying... a home in the new year, it may be time to get rid of all the "extras," like your ultimate cable package, telephone landline, or iTunes apps you've been paying for but never use . It's the little stuff that can really add up, so when you are putting together a budget and savings plan, it's important to review your expenses to see what you can eliminate (and won't really miss) from the equation. #APMortgage #lender #buyingahome #homebuying