GEM Mortgage

Mastermind 2014!!!! Tony Robbins will be the keynote speaker. It's a great opportunity to learn how to build a profitable business.

GEM Mortgage is a direct lender that has always focused on the purchase market. We offer programs that many lenders cannot. *FHA -580 minimum credit score with 3.5% down payment - Manual Underwrites... *Down Payment Assistance - CHF and NHF -Down payment or closing cost assistance for homebuyers with as little as $1000 down. *VA -0% down with no mortgage insurance - Manual Underwrites *Conventional -620 minimum credit score with as little as 5% down payment. - 5-10 financed properties - LPMI and Split premium MI - Manual Underwrites If you or anyone you know is interested in purchasing or refinancing a home, please feel free to contact us at 805-351-4756. One of our friendly "GEM's" will be happy to assist you. Have a great and safe weekend!

Best wishes to Grace! We closed her refinance in less than 10 business days and saved her over $1000 on her monthly payment.

Congratulations to First Time Home Buyer Steven for purchasing a new home. GEM Mortgage closed his purchase in less than a month. May his new home bring him joy and great memories.

GEM Mortgage was once again ranked one of the Top Mortgage Companies in America.