Gary E. Pia

My journey as a care giver and care manager for my Mother.

ICYMI - Join me today at 4:00 p.m. PDT. I will be Claude Delgado's guest. Register now and save your spot. https://bit.ly/Gary_and_Claude_Live

Gary Pia "Live" This Tuesday Reserve your spot now. It's free! - https://mailchi.mp/6b/gary-pias-holiday-money-hacks-2056058

Others have posted this, but I wanted to be sure you saw it. Investment success does not depend on who occupies the White House or their political party. Successful investing is about maintaining a long-term focus coupled with consistent, disciplined short-term behavior.... #retirementplanning #investmentadvice #evidencebased #behavioralfinance

This Tuesday, October 27 at 4:00 p.m. PST I will be live talking about how to "retire comfortably and stay comfortably retired". Claude Delgado, Real Estate Specialist to Seniors, will be my host. Grab your spot at https://lnkd.in/gYZ_Gjw #retirementplanning #investing #financialplanning

Others have posted this, but I wanted to be sure you saw it. Investment success does not depend on who occupies the White House or their political party. Successful investing is about maintaining a long-term focus coupled with consistent, disciplined short-term behavior.... #retirementplanning #investmentadvice #evidencebased #behavioralfinance

Planning for the unexpected is preparing for events you know will happen, you just don't know when. The best time to buy an umbrella is when the sun is shining.

You can't catch fish without a line in the water. And you can't earn returns unless you are invested. Only disciplined investors catch unexpected opportunities.

Your investment portfolio is like a bar of soap. The more you handle it the less of it you will have. Smart investors don't over-trade.

Question: What are you guys not getting from retirement planning web sites? What's missing? #retirement #retirementplanning #retirementsavings #retirementplans #retirementgoals #retirementsolutions

What is the biggest driver of real lifetime investment returns? It has nothing to do with how the markets behave. It has everything to do with how we behave. What do you think about that?

What's the big deal with inflation? How about its the stealth killer of buying power? At 3% one dollar this year is only worth 97 cents next year. In ten years at 3% the buying power of $1 shrink to 73 cents. In 30 years, 41 cents. If your money isn't growing, your money isn't safe. You can count on inflation, so plan for it.

What is the cost of timing the market? A lot more than you might think. What is your experience with getting out when things look scary and getting back in when things look better? https://bit.ly/Stay_Seated

Average returns can be misleading. Rarely does an index or a fund produce its average return in any given year. A clear understanding of this is a principle every investor should know.

What the Pandemic Revealed About Retirement Investing - Your Success Depends More on Lower Volatility than Higher Returns. If you’ve been invested since 2000 you’ve lived through more than your share of excitement: three bear markets, the Great Recession, the Coronavirus pandemic, war, terrorism, and some of the worst days in the history of the stock market! All these events led to highly volatile markets which no one likes. But when you are retired and taking money out o...f your portfolio, volatility can compromise your long-term success. Think of it like riding a rollercoaster. If you have to be on it for a long time, would your rather ride the big, exciting rollercoaster? Or the kiddie rollercoaster? Lowering volatility is important, especially if you are making regular withdrawals, because it can help keep your money working for you longer. And that can make a big difference in retirement when every dollar counts. Your financial advisor can put together a portfolio that helps minimize volatility in retirement and increases the odds of not outliving your money. The principle is, retirement success depends more on lower volatility than higher returns.

I stand for... Service to the Greater Good and the Abundant Life Living in gratitude and respect Listening and looking for similarities, not differences... Equal opportunity Domestic tranquility Redress of grievances "...and justice for all." Live it. Vote it. Legislate it.

Invest Globally (27 Principles Every Investor Should Know - Part 15) For many of us, the smell of a fresh batch of chocolate chip cookies brings back happy memories of childhood. Often, the chocolate chips were Nestlé Toll House. Chocolate chip cookies may be an American invention, but Nestlé is actually a Swiss company though their products have been sold in America and have been a part of our everyday life for a very long time. Perhaps you bought your baking supplies f...rom Trader Joe’s, which is owned by a German company. And baked them in an oven made by Korean-owned Samsung. As investors, it is important to realize that many of the companies we buy products from daily are headquartered all over the world. We don’t limit our consumption to only U.S. products, so why would we limit our investment portfolios to only U.S. companies? Instead, it makes sense to invest in many of the great companies of America *and* the rest of the world to maximize the potential of our portfolio. We like thinking of the U.S. as a world leader, but over the past several decades, America has never been the #1 market in the world in annualized investment performance. Nobody knows what the future will bring. But if you own many companies around the world, you can worry less if any one company or even one country experiences losses. The principle isInvest Globally.