FrontLight Insurance

Cathy is a rockstar

Referrals are the sincerest form of flattery for a business

Happy international women’s day to everyone, and special shout-out to Gabriela and Cathie for being amazing members of the Frontlight Family!

@daveramsey is on point! Any other coverages you think are needed?

Life insurance is a contract between an insurance company and an individual, in which the insurance company agrees that if the individual (the insured) should die during the term of the life insurance policy, the insurance company will pay the predetermined amount of money to the beneficiary chosen by the insured upon their death. Life insurance may be purchased for a predetermined term, usually of 5-30 years, or on a permanent basis. Reasons to Buy Life Insurance... People buy life insurance for many reasons. The most common reason is to leave some money to your family in the event that you die, so that they don’t end up in financial crisis due to your lost income. However, there are a few other reasons to buy life insurance you may want to consider: To cover funeral costs To secure your mortgage instead of buying insurance through the bank To pay off credit debts or other loans so your estate or family do not get stuck with your debts To pay estate taxes To protect your spouse’s lifestyle, even if you do not have children To protect your future lifestyle by locking in a lower life insurance rate while you are younger, healthier, and don’t have any problem with a medical exam To build wealth as part of your financial strategy What Are the Different Types of Life Insurance? Let’s start by walking through the different types of life insurance, and the pros and cons of each. Term Life Insurance: Term life insurance is an affordable option that allows you great flexibility in regard to how long you want the policy for, as well as to the limit of insurance. Because it is for a specified term, you may also ask for a fixed rate which allows you to budget your payments for the given term. Term insurance starts at 5 years and can go up to 30. This is the least expensive option. Whole Life Insurance: Whole life insurance is a permanent form of life insurance because it covers you for the term of your life. Unlike term insurance which expires after the selected amount of years you insured yourself for. The disadvantage for some people in a whole life policy is that the premiums are usually higher. Universal Life Insurance: Universal life is a type of whole life insur

Gary Gruen has been a quoting and money saving machine for our clients as he works from home. He is also the father of 2 daughters and a dog...how does he do it all?! A positive effect of working from home has definitely been able to see my two young daughters grow, although sometimes it can be a distraction. It is amazing how powerful of an effect a positive working environment has on your overall productivity. On the insurance side of things, life insurance requests have skyrocketed during this pandemic, and we are working as hard as we can to get our client quotes as fast as possible. #workfromhome #girldad #lifeinsurance

Check out Jack Douek’s home office set-up. Jack is always available 24/7. He somehow manages to quickly answer emails and texts at all hours of the night or day. If you are currently a client, you have likely experienced Jack’s responsiveness and communication ability. Personally, I like the sort of structure that an office brings, in order to put my 100 percent into the work. Although it has been extremely challenging working remotely from home, it is also satisfying, becau...se you feel a greater sense of accomplishment when helping service a clients insurance needs in an environment that is not typically designed for that. Plus, being in my first year of marriage, it’s nice to be able to spend even more time with my wife. No matter where I am, I will continue to keep doing my job, and putting in that 100 percent, but Gd willing we can all soon go back to how it was See more

Check out the awesome home office set up of our very own @boaz90mann! Boaz has been in beast mode working at all hours to keep our clients/prospects happy and saving money, as well as offering great advice to his colleagues...All while being a great dad to his newborn daughter . Boaz brings such a great energy and fun sense of humor to our team, and is the life of our Zoom calls. Although this stay at home order has been challenging, I can honestly say I feel lucky to be able to spend more time with my family. I have been been able to build a relationship with my newborn daughter, while still always being on time for work. I do miss an office environment which allows me to stay motivated with less distractions @ FrontLight Insurance

Meet Gabriela Payan, one of our customer service representatives, and check out her work from home set up! Chances are, if you have ever called or emailed us, you have been lucky enough to chat with Gabriela. Gabriela filled us in on her experience working from home. The most enjoyable part of working from home has been the extra sleep and not having to deal with traffic :). I've always enjoyed being out and about, especially after work and on weeken...ds, so having to be quarantine has been a big challenge for me. What i have learned during this stay-at-home period, is that it is important to find an outlet to de-stress and not feel couped up. We thank Gabriela for her efforts and remind our clients that Frontlight continues to serve and work hard for you 24/7, and under any circumstances to make sure you are protected. See more

The Frontlight Family is available by phone and virtual consultation 24/7. We are working round the clock to keep our clients protected and their needs met. Call/DM/Email us today for an instant quote, no strings attached. Stay safe!