Frank Deptola & Associates, LLC

"Life is like a ten-speed bike. Most of us have gears we never use." - Charles M. Schulz

"No act of kindness, no matter how small, is ever wasted." - Aesop

"I never expect to lose. Even when I’m the underdog, I still prepare a victory speech." - H. Jackson Brown Jr.

"We didn’t lose the game; we just ran out of time." - Vince Lombardi

I am honored to have been recognized as a top Five Star Wealth Manager for the 6th consecutive year! Thank you to all clients for your continued support. #fivestar Five Star Wealth Manager recently released this video: https://youtu.be/xeFKCBVAgDY

"I always turn to the sports section first. The sports page records people’s accomplishments; the front page has nothing but man’s failures" - Earl Warren

"The mark of a great player is in his ability to come back. The great champions have all come back from defeat." - Sam Snead

"Tomorrow’s battle is won during today’s practice." - Japanese proverb

"Things turn out best for the people who make the best of the way things turn out." - John Wooden

See how a sneeze can launch germs much farther than 6 feet. High-speed photography shows a sneeze can blast saliva and mucus well beyond current social distancing guidelines, and tiny droplets can remain in the air longer than thought. Read in National Geographic: https://apple.news/AgdhchaAURreTzrR46Jw2Jg

Before virus outbreak, a cascade of warnings went unheeded. Government exercises, including one last year, made clear that the U.S. was not ready for a pandemic like the coronavirus. But little was done. Read in The New York Times: https://apple.news/AdyXE4UAKRI2XsspjGEcQ9A

Here’s what you need to know about dining out in the age of coronavirus. Restaurants and food delivery services are taking extra precautions. Read in The Washington Post: https://apple.news/ArmNSCCYpSlmWx9oJeCKVbQ

99 percent of people who have applied for student loan forgiveness have been rejected. Here are five reasons why: http://bit.ly/3axdpIt