Stephen R. Ching, Mortgage Loan Originator nmls#240170

You may be able to buy the home of your dreams, with less out of pocket. Read this article to learn more. I'm here when you're ready to take the next step in your mortgage planning. http://spr.ly/6188HAluM

Today is Earth Day! Founded in 1970 as a day focused on environmental issues, this holiday inspires spring cleaning. I hope you will consider recycling unused items or try a new up-cycle project!

When it comes to #homeloans, a higher #credit score will get you a better interest rate. You can improve your score by paying off or diversifying your #debt or try a credit monitoring service. Work on your credit score to prepare for #homeownership now: http://spr.ly/6186H2BdK

Spring has sprung. Are you making travel plans? Let's start a thread of great places to go.

Looking for a way to save for a down payment on your next home? If you saved only $100 per paycheck, you could save a lot this year. If you get paid bi-monthly, you could have $2,400 saved up by December! Don't have that much to work with? Start with $50. Experiment with how your savings add up using our simple calculator: http://spr.ly/6181HL5DV

Are you thinking of selling your home? Here are some low-cost tips on freshening up your home before you put it on the market. http://spr.ly/6184HImM4

With the housing demand still incredibly strong, I thought I would share some news regarding new home construction. While it's wonderful to create your own home, there are outside factors driving up the price. We can always talk about your home financing strategy. Call me. http://spr.ly/6185GAPzS

Mortgage scam emails, texts and calls may pressure or even threaten you to respond. Just ignore them, and call your lender (hopefully that's me). Get more tips and test your scam IQ: http://spr.ly/6189GfLt9

You still have time to complete the 2020 census. The deadline to provide your valuable information that helps determine how $675B in government funding will be allocated ends on Oct. 31. Fill yours out today: https://my2020census.gov/

Interesting stats I thought I would share. Per a recent Redfin article, election concerns are unlikely to have a major impact on the housing market, partly because a portion of those people will move forward with their plans to buy and/or sell once the election has passed. Read more here: http://spr.ly/6185G48pD

In the midst of a COVID-19 housing market, there are certain factors that could make it the right time to sell. Let's talk. Read here to find out how circumstances could affect your asking price: http://spr.ly/6180GN9Au

Great News! The FHFA (Federal Housing Finance Agency) released their House Price Index, which measures home price appreciation on single-family homes with conforming loan amounts. Home prices rose 1% in July and are up 6.5% year over year, which is even stronger than the 5.8% in the previous report and the 4.9% two months ago. Housing continues to move higher and higher. http://spr.ly/6180GFQG2

I don't know about you, but I'm ready for fall. It's a beautiful time of year. In fact, if you're thinking of moving, then check out these great tips specific to this season. http://spr.ly/6183GFPLh

With easing stay-at-home restrictions and #housing starts recovering to a nearly 1.5 million annual pace, the U.S. economy is turning the corner. It's time to talk about your home financing future. Read more: http://spr.ly/6180GFPgu

From an article I just read, "After a brief stall in home sales at the start of the coronavirus pandemic, homebuyers came rushing back in so fast that prices never even took a hit. In fact, the gains in prices accelerated quickly, causing home equity to soar even more." I think you should read the full article: https://www.cnbc.com//home-equity-surges-as-demand-soars-a

Ever wonder how much home you can afford? Here's a quick guide. I'm here to help so contact me when you're ready to take the next step.

The deadline to complete the 2020 census has been extended to Oct. 31. The census helps determine how more than $675B in federal funds will be allocated to schools, hospitals, fire departments and infrastructure over the next 10 years. All the data you provide is secure and will not be accessible for 70 years. Fill yours out: https://my2020census.gov/

We all need a little pick-me-up and a good chuckle once in a while especially now, with the market continuing to shift in all sorts of directions. Here's something that I hope brings a smile to your face. If you need help with home financing we can always meet via video to talk, and share a cup of coffee. https://mgic-connects.com//brewing-up-6-perks-about-coffe/