AnaRuth Villaseñor

3 Must-Do’s When Selling Your House This Year #AnaSocalRealty #Realtor #2021Market

The demand for homes this year is extraordinary as record-breaking numbers of hopeful buyers continue to shop for homes. In a normal year, the peak homebuying season comes to a close by early fall. However, 2020 is anything but a normal year, and the housing market is no exception. Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), explains, Home sales traditionally taper off toward the end of the year, but in September they surged beyond what we n...ormally see during this seasonI would attribute this jump to record-low interest rates and an abundance of buyers in the marketplace, including buyers of vacation homes given the greater flexibility to work from home. As Yun mentioned, record-low interest rates are key. Today’s rates are strengthening purchasing power for buyers, too. Sam Khater, Chief Economist at Freddie Mac, emphasizes, Mortgage rates today are on average more than a full percentage point lower than rates over the last five years. If you’re a homebuyer right now, there’s no question that you want to take advantage of this opportunity and you’re not alone. Competition among buyers is definitely increasing as more buyers enter the market and mortgage interest rates remain so low. Today’s affordability is appealing to all generations and seems to be especially attractive to younger buyers who want to begin growing their wealth through homeownership. There’s a distinct increase this year in the percentage of those in younger generations searching for homes. The National Association of Home Builders (NAHB) notes, Between the third quarters of 2019 and 2020, the share of Gen Z adults planning a home purchase rose three points to 14%. Millennials, however, are the generation most likely to be considering buying a home (22%). DM me if you’re ready to buy a home. More buyers mean more competition, so you need an expert guide to help you stand out from the crowd. 909.252.6504 #AnaSoCalRealty #firsttimehomebuyer #opportunity #housingmarket #househunting #makememove #homegoals #houseshopping #housegoals #investmentproperty #emptynest #downsizing #locationlocationlocation #newlisting #homeforsale #renovated #starterhome

How long have you lived in your current home? If it’s been a while, you may be thinking about moving. According to the latest Profile of Home Buyers and Sellers by NAR, in 2019, homeowners were living in their homes for an average of 10 years. That’s a long time to time to be in one place, considering the average length of time homeowners used to stay put hovered closer to 6 years. With today’s changing homebuyer needs, especially given how the current health crisis has alter...ed our daily lifestyles, many homeowners are reconsidering where they’re at and thinking about moving to a home with more space for their families. Here’s why it might be a great time to make that happen. The real estate market has changed in many ways over the past 10 years, and current homeowners are earning much more equity today than they used to have. According to CoreLogic, in the first quarter of 2020 alone, the average homeowner gained approximately $9,600 in equity. If you’re considering selling your house right now, you may have accumulated more equity to put toward a move than you realize. Dialing back 10 years, many homeowners also locked in a fairly low mortgage rate. In 2010, the average rate was only 4.09%. This motivated homeowners to stay in their houses longer than usual to keep their rate low, rather than moving. Just last Thursday, however, average mortgage rates hit a new historic low at 2.86%. As a homeowner, you have a huge opportunity to move up right now. Whether you want to save more each month or get more home for your money based on your family’s changing needs, it’s a great time to DM me to discuss the market in our area. Buyers are actively looking for more homes to buy, and you can win big by making a move if the time is right for you. #expertanswers #purchasingpower #buyingpower #homepriceappreciation #affordability #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters

With remote learning sweeping the nation this academic year, organized spaces with enough room for kids to learn effectively are high on buyer wish lists. If you’re trying to make room for your family’s growing needs, multi-purpose rooms and dedicated workspaces may be features to consider in your next home. DM me today so you can find a home where your kids feel confident and comfortable too. #Virtualschool #firsttimehomebuyer #opportunity #housingmarket #househunting #makememove #homegoals #houseshopping #housegoals #investmentproperty #emptynest #downsizing #locationlocationlocation #newlisting #homeforsale #renovated #starterhome #dreamhome #curbappeal #keepingcurrentmatters

When most of us begin searching for a home, we naturally start by looking at the price. It’s important, however, to closely consider what else impacts the purchase. It’s not just the price of the house that matters, but the overall cost in the long run. Today, that’s largely impacted by low mortgage rates. Low rates are actually making homes more affordable now than any time since 2016, and here’s why. Today’s low rates are off-setting rising home prices because it’s less exp...ensive to borrow money. In essence, purchasing a home while mortgage rates are this low may save you significantly over the life of your home loan. Experts agree that this unique moment in time is making homes incredibly affordable for buyers. Lawrence Yun, Chief Economist at NAR, says, Although housing prices have consistently moved higher, when the favorable mortgage rates are factored in, an overall home purchase was more affordable in 2020’s second quarter compared to one year ago. According to Mortgage News Daily, Those shopping for a home can afford 10 percent more home than they could have one year ago while keeping their monthly payment unchanged. This translates into nearly $32,000 more buying power. When purchasing a home, it’s important to think about the overall cost, not just the price of the house. Homes on your wish list may be more affordable today than you think. Let’s connect to discuss how affordability plays a role in our local market, and your long-term homeownership goals. #AnaSocalRealty #Interestrates #mortgagerates #expertanswers #purchasingpower #buyingpower #homepriceappreciation #affordability #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters

Finding the right home to purchase today is one of the biggest challenges for potential buyers. With so few homes for sale and construction of newly built homes ramping up, you may be wondering if you should consider new construction in your search. Here are a few things to consider. >>New Construction When buying a new home, you can often choose more energy efficient options. New appliances, new windows, a new roof, etc. These can all help lower your energy costs, which can ...add up to significant savings over time and reduce your carbon footprint. Lower maintenance that comes with a newer home is another great benefit. With new construction, you’ll also have warranty options that may cover portions of your investment for the first few years. Another solid benefit to new construction is customization. Do you want a mudroom, hardwood floors, an office, or a multipurpose room to homeschool your children? These items can be customized to your specific needs during the design phase. >>Existing Home When buying an existing home, you can negotiate with the current homeowner on price, which is something you generally don’t get to do with a builder. Builders have a price set for the model you’re buying. For many families, having an established neighborhood is also important. Some buyers like to know the neighbors, if it’s family-friendly, and traffic patterns before making a commitment. Finally, timing comes into play. With an existing home, you can move in based on the timeline you agree to with the sellers. With new construction, you need to wait for the house to be built. Over the past few months with COVID-19 and social distancing regulations, some areas for new construction have been delayed. Whether you want to buy a newly built home or one that’s already established, each have their pros and cons, and every family will have different circumstances driving their decision. If you want to know more, DM me today so you can feel confident making a decision about your next home. #AnaSocalRealty #Realtor #Existinghome #newconstruction #firsttimehomebuyer #opportunity #housingmarket #househunting #makememove #homegoals #houseshopping #housegoals #investmentproperty #emptynest #downsizing #locationlocationlocation #newlisting #homeforsale #renovated #starterhome #dreamhome #curbappeal #keepingcurrentmatters

With more companies figuring out how to efficiently and effectively enable their employees to work remotely (and for longer than most of us initially expected), homeowners throughout the country are re-evaluating their needs. >>Do I still need to live close to my company’s office building? >>Do I need a larger home with more office space? >>Would making a move to the suburbs make more sense for my family?... All of these questions are on the table for many Americans as we ride the wave of the current health crisis and consider evolving homeownership needs. Homeowners aren’t just looking for a room for a home office, either. The desire to have a home gym, an updated kitchen, and more space in general indoor and outdoor are all key factors motivating some buyers to change their home search parameters. A recent realtor.com-HarrisX survey indicates, 63% of those currently working from home stated their potential purchase was a result of their ability to work remotely, while 13% said changes related to pandemic fueled their interest in buying a new home. More than ever, having a place to focus on professional productivity while many competing priorities (and distractions!) are knocking on your door is challenging homeowners to get creative, use space wisely, and ultimately find a place where all of these essential needs can realistically be met. If your personal and professional needs have changed and you’re ready to accommodate all of your family’s competing priorities, DM me today. Making a move into a larger home may be exactly what you need to set your family up for optimal long-term success. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters

So far, it’s been quite a ride this year, and our nation has truly seen its fair share of hurdles. From COVID-19 to record unemployment and then the resulting recession, just to name a few, the second quarter of 2020 has had more than a few challenges. Amidst the many roadblocks, however, the U.S. homeownership rate rose again, signaling great strength in the recovery of the housing market and an indication that even in a time of crisis, Americans still feel confident about b...uying a home. Yesterday, the U.S. Census Bureau announced, The homeownership rate of 67.9 percent was 3.8 percentage points higher than the rate in the second quarter 2019 (64.1 percent) and 2.6 percentage points higher than the rate in the first quarter 2020 (65.3 percent). There are many reasons why homeownership rate in this country is rising, and one of the key factors is historically low mortgage rates. Rates hovering at all-time lows are helping to drive affordability and enabling more potential homeowners to enter the market today. In addition, many potential homebuyers have been using their time this year to search for homes that offer more space than their current rental apartments. Many of these homebuyers are younger and, as noted by Odeta Kushi, Deputy Chief Economist at First American, are the buyers driving the homeownership rate in an upward direction. This growth is outstanding news for the housing market and for those who have recently found their new homes. If homeownership is on your short list this year, maybe now is a great time to meet with a real estate professional to evaluate your current situation. DM me to discuss historically low mortgage rates can help you to become a homeowner too. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters

Inventory is arguably the biggest challenge for buyers in today’s housing market. There are simply more buyers actively looking for homes to purchase than there are sellers selling them, so the scale is tipped in favor of the sellers. According to NAR, total housing inventory is down 18.8% from one year ago. Inventory is well below what was available last year, and the houses that do come to the market are selling very quickly. There are many reasons why it’s hard to find a h...ome to buy today, and one of the key factors making it challenging is the amount of time current homeowners are staying in their homes. There has truly been a fundamental shift in the market that started about 10 years ago: people are staying put longer, and it’s contributing to the shortage of houses for sale. In the 2019 Profile of Home Buyers and Sellers, NAR explained: In 2019, the median tenure for sellers was 10 yearsAfter 2008, the median tenure in the home began to increase by one year each year. By 2011, the median tenure reached nine years, where it remained for three consecutive years, and jumped up again in 2014 to 10 years. This shift is largely due to homeowners aiming to recoup their equity after the housing crash. Thankfully, with the strength the market has gained over the last 10 years, today’s homeowners are in a much better equity position. Now is a fantastic time for homeowners who are ready to make a move to break the 10-year trend and sell their houses, especially while buyer demand is so high and inventory is so low. It’s a prime time to sell. DM me if you’re ready to leverage your equity and sell your house. It’s a great time to move while demand for homes to buy is extremely high. #sellyourhouse #moveuphome #dreamhome #realestate #homeownership #realestategoals #realestatetips #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #justsold #keepingcurrentmatters

Over the past several weeks, Freddie Mac has reported the average 30-year fixed mortgage rate dropping to record lows, all the way down to 3.03%. Last week’s reported rate reached the lowest point in the history of the survey, which dates back to 1971. This is huge for homebuyers. Those currently taking advantage of the increasing affordability that comes with historically low interest rates are winning big. According to Sam Khater, Chief Economist at Freddie Mac, The summer... is heating up as record low mortgage rates continue to spur homebuyer demand. A lower monthly payment means savings that can add up significantly over the life of a home loan. It also means that qualified buyers may be able to purchase more home for their money. Maybe that’s a bigger home than what they’d be able to afford at a higher rate, an increasingly desirable option considering the amount of time families are now spending at home given today’s health crisis. If you’re in a position to buy a home this year, DM me to initiate the process while mortgage rates are historically low. #Anasocalrealty #Realtor #2020Market #Interestrates #mortgagerates #freddiemac #firsttimehomebuyer #opportunity #housingmarket #househunting #makememove #homegoals #houseshopping #housegoals #investmentproperty #emptynest #downsizing #locationlocationlocation #newlisting #homeforsale #renovated #starterhome #dreamhome #curbappeal #keepingcurrentmatters

Economists Forecast Recovery to Begin in the Second Half of 2020. Thinking of buying or selling a home ? Call me to discuss what the best options are for you. 909.252.6504 #AnaSocalRealty #Realtor #EconomyForecast

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CONGRATULATIONS TO THE NAVA FAMILY FOR THEIR NEW HOME!

If your trying to Sell your Home, I'll give you a Free home evaluation.I Will run comparable's around your area, to see for how much $$ you can sell your Home. Let me know if your interested! message me or call (909)252-6504

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