Fiducia Financial & Insurance Services

Once again there seems to be trouble in this housing market.

If You're Considering Qualifying For A Home Loan In The Near Future. Employment FHA / VA - on way out - lenders coming out with new guidelines rapidly with rega...rd to Fico, Debt Ratio (dti) and downpayment or (LTV). Loss of Liquidity may cause total fha-va freeze Borrowers need to validate they will have a job in 6 months and their position will not be impacted by Covid (Period). Many lenders already have this in place at closing, all others will soon follow suit. Look for lending to be extremely volatile moving forward, a perfectly good loan can fall out at any time, be prepared, be flexible and remember it's not the Loan Officers fault, try to find solutions and operate with Grace and Kindness.

Sounds like a lot of people.

Here is something to look into in the City of Pasadena, CA.

Why go to another state for higher education when you live in California. 6 schools with in a 60 mile radius from Pasadena, CA. http://a.msn.com/00/en-us/BB10425a?ocid=scu2

Think he is going to be the person to go up against Trump. http://a.msn.com/01/en-us/BB107Ust?ocid=scu2

Must see this video if you live in california Prop 13. https://www.bing.com/videos/search

A DUI can affect you in many ways. One of the most familiar ways a DUI can affect you is by the increase of premium you will have to pay for Car insurance. The insurance company might not renew your car insurance policy. Another major way a DUI might affect you is that most insurance companies will deny you life insurance if the DUI was with in 3 years. There are some insurance companies that want the DUI to be over 5 years. If you are able to get life insurance it might be with a huge premium increase. Don't drink and drive.

Educating clients on social security options and life insurance.

Educating clients on their social security options and using life insurance to leave a legacy for their children and grandkids.

One thing I have always told my friends, clients, and family is to never look at your pension plan and social security as something that is going to be there in the future for your retirement. Plan as they will not be there.

The time is now to purchase life insurance and protect the people you love. FOR MORE INFORMATION PLEASE CONTACT: Juan Salazar Fiducia Financial & Insurance Services, INC Life Agent... CA Insurance #0E35774 16 N. Marengo Ave. Ste 500 Pasadena, CA 91101 626-768-0465 Office 626-395-7771 Fax 626-660-4796 Cell [email protected] See more