Steven Moreno

"It's probably the most exhilarating thing I could ever do in life."

This USA TODAY article looks at the right time and the right way to buy life insurance. Read it and then talk to a financial adviser or insurance agent for more personalized advice.

Bill Hobson’s illness and passing from Lou Gehrig’s disease (ALS) didn’t devastate the family financially, thanks to insurance planning. "The goal was to live a similar lifestyle to what we were living when Bill was working," his wife Connie said. "Not fancy, but comfortable."