New American Funding

Haters will say it's Photoshopped. Synchronized morning Zoom meetings with the best team in the biz!! . .... . . #ZoomMeetings #Zoom #LendLA #NewAmericanFunding #NAFSoCalWest #BillieEilish #KnowYourMortgage See more

Happy Presidents Day! Be well and be safe! . .... . . #NewAmericanFunding #PresidentsDay2021 #LendLA #KnowYourMortgage See more

Happy Valentine's Day! Wishing you a beautiful day filled with all the love and happiness you deserve from all of us at Lend LA! If you're looking to purchase, refinance, or invest in properties - Lend LA has the right loan for you!... . . . . #NewAmericanFunding #ValentinesDay2021 #LendLA #KnowYourMortgage See more

Happy Valentine's Day! Lets find your perfect match! FHA... VA Conventional . . . . #NewAmericanFunding #ValentinesDay2021 #FHALoan #ConventionalLoan #LendLA #NoStressMortgage See more

Do you currently have an FHA loan? If you've thought about refinancing recently given how low mortgage rates have been this year, it may be in your best interest to see if switching to a conventional loan could save you money by eliminating your monthly mortgage insurance payments. Send us a message and see if you can make the switch!... . . . . #NewAmericanFunding #FHALoan #Refinance #ConventionalLoan #LendLA #KnowYourMortgage See more

With the passage of the stimulus/spending bill last night, the bond market cleared its last major hurdle for the week/month/quarter/year. By the time it happened, markets had plenty of time to prepare. As such, yields managed to remain squarely inside any of the recent ranges and patterns we've mentioned. Today's chart shows the basics. There's no guarantee that yields continue tracking these trends as perfectly as they have been. But if they depart, and if that departure is... not obviously the result of some new, obvious, unexpected market mover, we may want to think twice about drawing too many conclusions until we see how trading is evolving at the beginning of 2021. Year-end trading is a lot like month-end trading. A certain portion of the trading community is required to hold a certain balance of bonds based on changes in various indices. Other traders will simply be booking profits by closing positions. They won't have all the information they need until next week, but they could get a jump on those repositioning efforts as early as today and tomorrow. This could give the appearance that "new momentum" has shown up in the bond market, but just as often as not, early January pushes back in the other direction with equal (or greater) strength.

#MBSLive Update: Apparently the bond market is still willing to move for #vaccine headlines, but only if it's in a stronger direction. While numerous positive vaccine headlines have failed to result in any obvious weaker reaction in #Treasuries, the following headlines managed the opposite effect. #PFIZER CUT VACCINE ROLLOUT TARGET ON SUPPLY-CHAIN OBSTACLES: DJ... PFIZER EXPECTS TO SHIP HALF THE DOSES IT HAD ORIGINALLY PLANNED AFTER FINDING RAW MATERIALS IN EARLY PRODUCTION DIDN’T MEET ITS STANDARDS- WSJ This was a bigger deal for #stocks than #bonds and both sides of the market have bounced in the time it's taken me to type this up, but #10yr yields briefly hit .901% (now back up to .918%... still 2.2bps lower on the day). S&P futures briefly flashed into negative territory but are back to 'unchanged' now. MBS rallied to the day's best levels for a few seconds and are now back in line with previous levels (roughly unchanged). . . . . #MBSNews #LendLA #TheHousingBrief #KnowYourMortgage

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Very thankful to a part of this amazing team and for the clients and referral partners that we serve. :)

On back to back Monday mornings at 6:45am, both of the frontrunner #COVID #vaccine trials have announced surprisingly strong late stage results (#Pfizer last week and #Moderna today). While it's still early to know how long-term efficacy and safety will pan out, if anything is capable of instilling optimism in financial markets (and the global community in general), this is it. But the tangible justification for that optimism also comes with a fairly lengthy waiting period. A...nd between now and then, we have the world's most severe spike in COVID case counts to deal with heading into the winter months. It remains to be seen how markets will balance huge short-term downsides for the economy (not to mention the "permanent" changes that may endure post-covid) with longer-term hope of normalcy. If this morning's early trading is any indication, it's still anyone's race. #Bonds didn't spike nearly as much as they did after last week's Pfizer news and stocks have already erased their gains (not that they were very big to begin with). The rest of the week could be interesting as it's seen as the last full trading week of the year before things get wonky for the holidays. Narrow ranges are common in the 2nd half of November. On years where we DON'T see them, it's typically when yields are in the midst of larger scale move (one that continues into the new year). Given the pace and trajectory of the current "larger scale move," fans of low rates wouldn't really want to see it continue into the new year. . . . . #LendLA #MBSNews #MBSLive #HousingBrief #NewAmericanFunding #COVIDVaccine #Stocks #MBS #ABS #CNBS #KnowYourMortgage