Eric J Sapien, Hobbs-Potts & Associates Insurance

If you are required to have flood insurance on your home, rentals, or commercial property, you may want to look into private flood insurance. The rates are often half of the FEMA plans. I just reduced a clients rate from $2,400 to $1,200 on his apartment complex. If you haven't looked at yours since you bought your property, It's time! Call or message me if you'd like to review yours! Arent all flood insurance rates the same? Although the majority of flood policies are sold by insurance agents through FEMA, there are some private companies that are now offering coverage (highly rated A XV (excelled) by AM Best). These companies may offer better rates and shorter waiting periods than offered by FEMA. They are also lender approved!

If you are required to have flood insurance and have not looked at private flood insurance, you may want to take a look. In our experience, people are saving around 40% compared to the National Flood Program. If you plan on buying a home soon and are in a flood zone, make sure you know your options. Give me a call if you want more info.

Ever wonder why you have liability coverage on your homeowners or renters insurance policies? Here's a great article that explains what's covered. Dog bites and slip and falls are the most common, but there are a few things you might not expect like hitting someone with your golf ball at the golf course. It's a good read.

Hello all! Doing a little update to my business Facebook page! Nothing's changed, still providing great products and service at the same place!

Here is a great article on some ways to keep your teen driver safe. As the parent of a fairly new teenage driver, I believe the more info we have the better!