Eni O'Donnell Mortgages

How a Change in Mortgage Rate Impacts Your Homebuying Budget Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares: Since January, mortgage rates have increased half a percentage point from historic lows and home prices have risen, leaving potential homebuyers with less purchasing power. (See graph below): When buying a home, it’s important to determine a monthly budget so you can plan for and understand what you can...

With housing inventory at a historic low, there has never been a better time to sell your house. Eager homebuyers are on the hunt for a house like yours, so DM me about getting ready to sell this spring.

A #realestateagent is a lifelong asset in some of the biggest financial and life decisions you’ll make. They’re a trusted advisor who uses their knowledge and expertise about the housing market to give you confidence and power in the decisions you make. DM me so I can help you achieve your real estate goals this spring.

Expert Insights on the Budding Spring Housing Market Experts agree the housing market is set to bloom this spring. Let's connect to make sure you're ready to buy or sell this season.

What Does 2021 Have in Store for Home Values? According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months. The dramatic rise was brought about as the inventory of homes for sale reached historic lows at the same time buyer demand was buoyed by record-low mortgage rates. As CoreLogic explained: Home price growth remained consistently elevated throughout 2020. Home sales for the year are expected to register above 2019 levels. Meanwhile, the availability of for-sale homes has dwindled as demand increased and coronavirus (COVID-19) outbreaks continued across the country, which delayed some...

Want a #protip on buying a home? Right now, it’s all about the negotiation. Today’s housing market is highly competitive for buyers, which means there’s a good chance you’ll face bidding wars and empowered sellers on the path to your dream home. Understanding your position and options gives you the power you need to move through this process smoothly. If you want an expert by your side who can advise you at every step, DM me your questions today.

Reasons to Hire a Real Estate Professional [INFOGRAPHIC] Some Highlights Choosing the right real estate professional to work with is one of the most important decisions you can make in your homebuying or selling process.... The right agent can explain current market conditions and break down exactly what they mean for you. If you’re considering buying or selling a home this year, let’s connect so you can work with someone who has the experience to answer all of your questions about pricing, contracts, negotiations, and more. See more

Need more space this year? Larger homes with more rooms make working from home, learning from home, and simply spending more time at home more comfortable. DM me if your needs have changed over the past year, so we can find a larger home for you too.

Eni always answered my questions and communicated promptly. She was very supportive during refinancing.

Quick response.

Very friendly, informative, made the process very easy

Don't miss today's update below!! #Knowledgeispower #mortgageeducator #homeownership #goals Some Highlights Demand from homebuyers has skyrocketed this year, which means today’s sellers are poised to win big. This ideal moment in time to sell your house won’t last forever, though.... With more sellers coming to the market in the spring, waiting until next year means buyers... Call/Text or DM me Eni Time to learn more! :)

Don't miss today's update below!! #Knowledgeispower #mortgageeducator #homeownership #goals As we enter the final months of 2020 and continue to work through the challenges this year has brought, some of us wonder what impact continued economic uncertainty could have on home prices. Looking at the big picture, the rules of supply and demand will give us the clearest idea of what is to... Call/Text or DM me Eni Time to learn more! :)

Don't miss today's update below!! #Knowledgeispower #mortgageeducator #homeownership #goals Many housing experts originally voiced concern that the mortgage forbearance program (which allows families impacted financially by COVID to delay mortgage payments to a later date) could lead to an increase in foreclosures when forbearances end. Some originally forecasted that up to 30% of...... Call/Text or DM me Eni Time to learn more! :)

Eni communicated with us in a timely manner and provided guidance throughout the entire process. She was very pleasant, clear, and responsive to any questions/concerns we had. She is someone you can trust.

Don't miss today's update below!! #Knowledgeispower #mortgageeducator #homeownership #goals The September Jobs Report issued by the Bureau of Labor Statistics reported that the unemployment rate dropped to 7.9%. Though that percentage is well below what experts projected earlier this year, it still means millions of people are without work. There’s no way to minimize the tremendous... Call/Text or DM me Eni Time to learn more! :)

Don't miss today's update below!! #Knowledgeispower #mortgageeducator #homeownership #goals The 2020 housing market has surpassed all expectations and continues to drive the nation’s economic recovery. The question is, will this positive trend continue throughout the rest of the year, especially given the uncertainty around the current health crisis, the upcoming election, and... Call/Text or DM me Eni Time to learn more! :)

Communication and flexibility

Don't miss today's update below!! #Knowledgeispower #mortgageeducator #homeownership #goals Today's housing market is empowering homeowners with the control they want when selling their house, but as home inventory begins to rise, this fair weather won't last forever. Let's connect to start the process of selling your house now while it's still the best time to do so... Call/Text or DM me Eni Time to learn more! :)

Eni was communicative and pleasant to work with. I would certainly recommend her to my friends and family!