Ellen R. Brasee, CFP, at Pruco Securities, LLC

The U.S. House of Representatives recently passed a bill that would let first-time homebuyers pay a bit less at closing if they go through homeownership counseling. Find out more here.

Saving for retirement is important but so is having fun in the present. How do you balance saving for the future with living in the now?

529 plans are a great way to save for college but beware, donors can withdraw funds if they so choose. If you can, try to save something on your own so you aren’t beholden to the generosity of others.