Elizabeth Moreno, Trusted Real Estate Consultant

Life has enough obstacles to work through to achieve our goals. Don't create more obstacles achieve more goals, call me let's work through any obstacles together.

https://youtu.be/vrtzBtQ08V0 If you are looking for a place you can call HOME make plans to come and visit our Open House Saturday, 2/1/2020 from 1 p.m. to 4 p.m.

the family that dreams together, achieves together. . . . Get Free Rate Quote And Closing Cost Analysis!... Email: [email protected] Website: https://zcu.io/Ilwx . Naeem Wahab Cal Coast Financial Corp | President 510.610.9717 NMLS #328395 / CalDRE #01328942 . . . #NaeemWahab #calcoastfinancial #BayAreaHomes #realestate #realestateagent #realestatelife #realestateinvestor #realestateinvesting #realestatebroker #realestatemarketing #linkedin #realestateinvestment #mortage #mortagebroker #mortageloans #mortageloan #mortagechicago #mortagecalculator #loan #homeloans #homeloan #businessloans #personalloans #linkedin #recession See more

No one has a crystal ball, but anyone looking ahead should know that Fannie Mae raised its origination estimates for 2020 despite prominent downside risks. Housing is expected to remain supportive through the first half of 2020. Housing supported the larger economy in the third quarter, and we expect it to continue to play a productive role through the first half of 2020," said Fannie Mae Senior Vice President and Chief Economist Doug Duncan. "Positive contributions from sing...le-family housing construction, home improvements, and brokers fees pushed residential fixed investment growth to a robust 5.1% annualized pace this past quarter, and we forecast continued but moderating strength as construction activity and home sales growth continue at a slower pace. With mortgage rates normalizing, we expect a decline in refinance activity in 2020, with the refinance share of originations dropping from a projected 37% in 2019 to 31%. Of course, the housing market as a whole remains constrained by the persistent supply and affordability issues, which is particularly unfortunate given the current strength of consumer demand for reasonably priced homes." See more

Want to buy a house but worried about the interest rates in 2020? Read the Caption Mortgage rates fell markedly in 2019, and are expected to remain near thei...r current, relatively low levels for the bulk of 2020. Softening GDP growth and investment, continued global weakness due in part to the U.S.-China trade conflict, and below-target inflation will continue to hold rates in check. Barring marked improvements in these indicators, the Fed will have no reason to return to rate hikes. If low mortgage rates persist, this will keep home purchase demand strong and continue to fuel decent price growth in the nation’s most broadly affordable markets. But low rates won’t be enough to reignite high growth rates in the nation’s highest-priced markets, notably on the West Coast and in the Northeast. In these markets, buyers seem to have hit an affordability ceiling where even low rates can’t bring many homes into the typical first-time buyer’s budget range, especially because low rates don’t help overcome the upfront hurdle of high down payment requirements. In those high-priced markets, buyers will continue to fan out in search of more affordable areas. #CalCoast Get Free Rate Quote And Closing Cost Analysis! Email: [email protected] Website: https://zcu.io/Ilwx . Naeem Wahab Cal Coast Financial Corp | President 510.610.9717 NMLS #328395 / CalDRE #01328942 . . . #NaeemWahab #calcoastfinancial #BayAreaHomes #realestate #realestateagent #realestatelife #realestateinvestor #realestateinvesting #realestatebroker #realestatemarketing #linkedin #realestateinvestment #mortage #mortagebroker #mortageloans #mortageloan #mortagechicago #mortagecalculator #loan #homeloans #homeloan #businessloans #personalloans #insight #linkedin

The U.S. economy is heading into 2020 at a pace of steady, sustained growth after a series of interest rate cuts and the apparent resolution of two trade-relate...d threats mostly eliminated the risk of a recession. This marks a dramatic turnaround in momentum since August when some forecasters predicted a 50 percent chance of a downturn starting by the end of next year. #CalCoast . . . . Get Free Rate Quote And Closing Cost Analysis! Email: [email protected] Website: https://zcu.io/Ilwx . Naeem Wahab Cal Coast Financial Corp | President 510.610.9717 NMLS #328395 / CalDRE #01328942 . . . #NaeemWahab #calcoastfinancial #BayAreaHomes #realestate #realestateagent #realestatelife #realestateinvestor #realestateinvesting #realestatebroker #realestatemarketing #linkedin #realestateinvestment #mortage #mortagebroker #mortageloans #mortageloan #mortagechicago #mortagecalculator #loan #homeloans #homeloan #businessloans #personalloans #linkedin #recession

Getting pre-qualified for a mortgage is slightly different and a less in-depth process than getting pre-approved. For pre-qualification, you provide a lender wi...th information about your income, assets, and liabilities, but you don’t have to show any paperwork to verify your information. It can give you an idea of what you can afford but does not guarantee you’ll get approved for the loan when you’re ready to buy. To get pre-approved, you’ll need to show documents that back up your income, like pay stubs, tax returns, and W-2 forms. You’ll also need to bring documentation showing any other assets you have and personal information, including a valid form of identification and your Social Security number, for a credit check. Keep in mind that it’s still not an absolute guarantee, however. The process is typically free and takes anywhere from one to three days. Here at Cal Coast Financial Corp, if you call me directly at 510-610-9717, I will get it done the same day. . . . #CalCoast #linkedin #loan #mortage #realestate #property

Thank you Jasmine Ledesma, La Rosa Realty CA for allowing me to help your valued client Temo Ramirez with the financing of his home purchase, Cardinal Financial Company, LP