Erica Rutkoski-Realtor Lic.#01802481 at Realty One Group Zoom

UNDER CONTRACT IN JUST 5 DAYS!! OVER 20 OFFERS RECEIVED! 3724 Whitfield Way, Modesto, CA... Congratulations to my sellers on accepting ONE of the many offers they received for their beautiful home! The market is HOT HOT HOT and now is the perfect time to sell! Are you curious to see what your home would sell for in today’s market? Text me, or click the link in my bio to receive your FREE home valuation! Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #undercontract #modesto See more

Should you wait for a lower mortgage interest rate? This is a question I've been getting a lot lately, especially as interest rates have reached record lows over the past year. So, should you wait for them to go even lower before buying? Here's what you need to know: 1. As rates are projected to increase in 2021, it is wise to take advantage of the low interest rates that are available now.... 2. The combination of increasing interest rates and home prices impacts the overall cost of purchasing a home. A higher rate = a higher monthly payment, since your interest rate is worked into your monthly cost. 3. It's better to act now rather than wait for future rate declines that may never come. 4. If you've found a home that fits your needs and your budget, don't wait! You will certainly benefit from taking advantage of the current rates. Have other questions about mortgages or interest rates? Don't hesitate to ask! Send me a message or leave a comment with any questions below. Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness See more

Feeling like you’ve gotta go big or go home when creating a home office? FACT CHECK: Your space doesn’t have to be extravagant or pricey to be perfect for you. Design a space YOU love with these quick tips:... Set up shop overlooking your favorite view: the backyard, neighboring rooftops, or the bustling street. No matter where it is, choose a place with plenty of natural light and that keeps you connected to the outside world. You need a desk, but it can be oh-so-simple. An entry table easily converts or move a table or desk from another part of your home to your new office spot. Place accessories and necessities nearby: lip balm, wireless earbuds, tissues, and an emergency stash of almonds or dark chocolate. Add some greenery. My favorites? Snake plants, African violets, cacti, and aloe vera. Consider a white noise machine or phone app to drown out household happenings. Top off your space with some framed prints, a funky rug, and a comfy office chair. There are lots of perks to working from home the short commute, the lunch meetings with people you love, and your soon-to-be practical and perfect home office. Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #homeoffice#tips See more

Eggs-tra! Eggs-tra Easter is here! Don't you just LOVE this day? I'm thankful, especially this year, for what Easter signifies new beginnings, fresh starts, and the reminder that new life ALWAYS emerges after a dark and dreary winter. I hope your today is full of family, friends, signs of new life, and of course, gobs of your favorite Easter treats (no Peeps for me, please!)... Happy Easter, everyone! Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #happyeaster See more

It's the few seconds of silence that come right before opening the door to show buyers a listing I know they’ll adore. It's the sound of the phone ringing as I call sellers with news of a record-breaking offer. It's the rush of satisfaction that comes after successfully negotiating a listing price down to within my buyer’s budget.... It's the buyer’s photoshoot on key day! Real estate is MY THING these are just a few of the hundreds of reasons why I love doing what I do! Real estate agents, I'm talking to you What's your favorite part about this business? Comment below! Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness See more

It’s Friday, friends(go on, let out a little cheer! ) which means it’s time for another Frequently Asked Friday? If you're buying a home anytime soon, today’s question is just for you! Q: Who pays the buyer’s agent commission? A: Great question! Standard practice is that the seller pays the real estate commission of both the seller’s agent and the buyer's agent typically splitting a 5-6% commission on the price of the house. But keep in mind, sellers usually fa...ctor the commission of both agents into the home's listing price essentially handing some of the cost back to you, the buyer. Got questions? Looking to buy (or sell) and need a realtor? I’d love to chat! Send me a message today. Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #FAQ #Friday See more

So you’ve decided to invest in real estate! Fist bump (air fist bump, that is)! The next question you’ll need to answer is the type of real estate you want to pursue. As a new investor, you’ve got three main options: residential, commercial, and land. Residential includes single family rentals, vacation rentals, small multi-family properties, and fix-and-flip homes.... Commercial includes retail and office space, industrial warehouses (huge right now!), and large multi-family properties. Land includes investing in land for commercial, residential, farming or mining use. With real estate investing, there are more options than there are time and money to pursue. Start small, stay steady, and seek advice from more seasoned investors. Got questions? Send ‘em my way! I’d love to help. Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #investment #property See more

Which light fixture do you like best?! Comment below! I am in LOVE with E!! ... Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #homedecor #lightfixtures #thisorthat See more

Tired of the same ol’ same ol’ resolutions year after year? Gah...me too! Let's think-outside-the-box for 2021Here are some ideas I've been mulling over: Resolve to visit a city, state, or national park nearest your home sometime this year. Check out one you've never been to before. Resolve to go out-to-eat (or order takeout) from a restaurant in town that serves a cuisine you've never tried. Resolve to write one note of encouragement each month to a friend, n...eighbor, or coworker who displays a character trait you admire. Resolve to invite someone you've been wanting to get to know better out for coffee. Resolve to stare down that home improvement project that's been hanging over your head for far too long. New Year's Resolutions don't have to be the same year after year after year...join me in thinking outside-the-box. What are your resolutions for 2021? Share below! Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #newyears #resolutions See more

Happy (almost) New Year, friends! Got any resolutions this coming year? If one is to buy a new home, here are some things to consider that'll help get you there ASAP: Work towards paying down existing debt Hold off on large purchases made on credit (cars, boats, appliances) Save what you can for a down payment... Stay put in your current job Get pre-approved for a mortgage And last but definitely not least, reach out. Shoot me a message or give me a callI’d love to help you prepare, find, and buy a new home in 2021! Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #newyear #resolutions See more

If you’re planning to sell in 2021, there’s no better time than now to prepare your home for the marketeven if your ideal listing timeline is months away. Here’s why: 1. Life is unpredictable. If last year taught us anything, it’s that plans change. Getting your home ready now means you’ll be ready to list your home no matter what life throws at you.... 2. It’ll reduce your stress. It’s no fun to frantically get your home ready to sell -- the cleaning, decluttering, and repairing alone can be overwhelming. With time on your side, it's totally manageable. 3. You won’t miss anything. In a seller's market, you can sell a home in lived-in condition usually without a problem. But in a buyer's market, repairs can make or break a sale. Getting your home ready little by little means every inch of your home will be in top-notch shape the second your listing goes live. Looking for a real estate professional to help you sell this year? I’d love to -- shoot me a message and let’s begin the conversation. Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #listing #selling See more

After inspections are done, we wait for the mortgage lender to give us the clear-to-close. This means the mortgage underwriter has officially approved all documentation required to fund the loan. All that remains is the actual closing process. Here's what's going to be happening while we wait for those magic words:... Appraisal: The goal of the appraisal is to verify the value of the property for the lender and to protect you from overpaying. The contract is contingent upon whether the appraisal comes in at or above the purchase price. If the appraisal comes back short, we will be back to the negotiating table. Survey: The survey is a sketch showing a map of the property lines/boundaries among other things. The survey will show if there are any encroachments on the property. Title: The title company will conduct a title search to ensure the property is legitimate and find if there are any outstanding mortgage liens, judgments, restrictions, easements, leases, unpaid taxes, or any other restrictions that would impact your ownership associated with the property. Next week, we will go over what happens on closing day! Is homeownership one of your goals for 2021? Shoot me a message to get the process started! Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness See more

You've got questions. I've got answers -- a match made in heaven, I think! For the next few Fridays, I’ll share answers to some of YOUR most common real estate questions a Frequently Asked Fridays of sorts! First up? A question I often get from homebuyers: ... Q: Are kitchen appliances included in the sale of a home? A; As a general rule, if an item is built-in or attached to the home (think bookshelves, window treatments, light fixtures, etc.), it's included in the sale of the home. Kitchen appliances typically fall under this rule unless otherwise specified by the sellers. Ask your realtor for a copy of the seller’s disclosure so you can make note of any items that don’t convey. Looking to buy (or sell) and need a realtor? I’d love to chat! Send me a message and let’s connect. Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #FAQ #Friday See more

It's such a sweet, slower-paced time of year - right after the holidays before the new year begins... As leftovers, family members, and holiday Hallmark movies linger, I love to use this time to write thank-you notes to my client-friends from the past year. It gives me the chance to remember every face, every home, and every moment of joy with my buyers and sellers. What are you thankful for these last few days of 2020? Share below - I'd love to hear.... Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness See more

Thinking through new habits you’d like to embrace in 2021? Here are some tidbits of wisdom that have helped me along the way: Start small. Really. There’s nothin’ like getting a few quick wins under your belt to boost your motivation.... Consider stacking. Already have one habit on autopilot? Stack a new one right before it and ride the momentum. Embrace imperfection. You’ll miss a day...and that’s okay. Shake it off and move on. Tell a buddy. Ask a friend to check in on you over text to see how you’re doing. Find a podcast. There’s a podcast for that! Grab inspiration and coaching to stay focussed -- listen during your daily commute, while waiting to get the kids, or while walking the dog. Take a day off. Every.single.day can feel overwhelming. Take a regular day off. It may just make you realize how much progress you’re making. What tips and hacks have helped you embrace new habits? I wanna learn from youshare in the comments below! Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #goals #newhabits See more

One of my favorite things is grabbing a chunky blanket, pouring up a cup of hot cocoa, and queuing up a classic holiday movie. Stop by my house anytime in the next few weeks and chances are you’ll see one of these movies playing on my big screen: Home Alone... Elf The Santa Claus The Grinch The Nightmare before Christmas Bad Santa A Charlie Brown Christmas Four Christmases National Lampoons Christmas Vacation Edward Scissorhands What's my list missing? Share your must-see holiday movie in the comments below. Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #christmas #movie See more

Remember how you said, Maybe next year? Well, 2021 has begun, so here's your friendly reminder to stop scrolling, crunching numbers, and dissecting commute routes, and start getting stone cold serious about buying your first home To nudge you forward and give you a plan to follow, here’s a breakdown of the six steps in the home buying process:... 1. Gather docs and get pre-approved. 2. Secure down payment funds. 3. Begin the house hunt. 4. Negotiate an offer and contingencies. 5. Schedule a home inspection. 6. Close, get the keys, and move in! It's time to make 2021 YOUR year of homeownership. (And guess what? You don't have to do it alone. I'll be here to guide you every step of the way!) Shoot me a message and let's chat! Erica Rutkoski DRE# 01802481 Realty One Group Zoom 408-613-7095 [email protected] Elitehomesbyerica.com . . . #dreamhome #homesforsale #realestate #newhomespecialist #realtor #realtorlife #newhome #keepinitrealestate #listingagent #ladiesinrealestate #realtyonegroup #rogz #realtyonegroupzoom #womeninrealestate #entrepreneurlife #elitehomesbyerica #realestatelife #firsttimehomebuyer #riverislands #millennials #buyersagent #riverislandsrealestate #buyers #sellers #womenownedbusiness #homebuying See more