Ed Kelly, Private Wealth Advisor

Are you investing into your Health? Do you (and your doctor) have a plan to deliberately and aggressively improve your immune system? Are you taking advantage of the anti-aging breakthroughs that are here, now? If you are over 50, it may be time to put an Ideal Health, plan in place. Invest in yourself, and your health.

Insecurity wants us to keep track of our failures; grace doesn't even write them down. Bob Goff, author of Love Does I like this!!

I don't golf much, but I know the term "Mulligan." A "do-over" which is not allowed in pro golf, but a must have at my skill level. So, the question I have is: "Is now the time to claim your Mulligan?" The market's extraordinary rise since the precipitous fall back in March provides us all with such an opportunity. Is it time to take some of these rich profits, and build up more cash? And with that cash, what will you do with it when (not if) the market moves down 20%, 30% or more? Do you have a plan for this? For most of my career, my advice was "ride it out." That turned out to be good advice in almost every case. But, will it be the right strategy in the next 5 years, 10 years? Don't let the taxes on these gains stop you from acting on a well thought out plan. Time for a Mulligan?

Do the ups and downs of the market leave you worrying about the impact on your income? Let’s meet to talk about strategies to help you live more confidently in retirement. It might make sense to have both a Plan A for when things go well, and a Plan B should those things you worry about come to pass.

Your time is your life. That is why the greatest gift you can give someone is your time. Rick Warren, Author of A Purpose Driven Life. I was talking with a friend about this yesterday. We both agreed we spent WAY too much of our lives hurrying and too-easily distracted from the things that matter the most: family, serving others, and faith. A huge benefit of getting older, is we finally slow down a bit, creating space for those important things, like grandchildren and roses!