Echo45 Advisors

To wrap up our tax time series, by our Director of Planning, Kevin Cheeks, CFP, He explains how unemployment and stimulus checks impact tax return filing! Read the full post on our blog: https://www.echo45advisors.com//tax-time-unemployment-and- #taxtime #taxes #financialplanning

It’s a baby BOOM at our office! There’s another Echo45er who’s expecting! Guess Who? ..#AprilFools But seriously, how cute is this onesie from our friends at True Clarity!? :) #justkidding #aprilfools #growingteam

Happy #nationaldoctorsday! They do SO much for us during trying and joyful times. A few of our clients are doctors and we are so grateful for all they do.

As the tax filing deadline approaches, our Director of Planning, Kevin Cheeks, breaks down the differences between tax deductions and tax credits! For the full scoop check out our blog: https://www.echo45advisors.com//tax-time-deductions-vs-cre

Time flies...How CUTE are these cookies from our 1-year Anniversary celebration? Individually wrapped from our bakery friend Sweet Myrtle. We’re still pinching ourselves that it’s been over a year and this Sunday we SPRING forward! Don’t forget to change your clocks! #SpringForward

PUPPIES! It's #nationalpuppyday great day to make us all SMILE Featuring: Our Founder, Jon, and Director of Marketing, Monica’s dog, Gonzo and our Director of Concierge Services, Gen’s dog, Carter as a little puppies

Tis’ tax season! A traditional IRA is a great option for those who are looking to save for retirement in a tax-deferred account. However, there are many factors to consider when determining whether you are eligible to make contributions, and whether such contributions will be deductible or not. View our Can I Make A Deductible IRA Contribution flowchart. It addresses common factors affecting eligibility rules for traditional IRAs, including: - Earned income ... - Coverage under an employer plan - Other (Roth) IRA contributions - Filing status-based MAGI thresholds https://www.echo45advisors.com//can-i-make-a-deductible-ir

Continuing on Tax Season... When saving for retirement, our clients will often ask which account they should be making contributions to a traditional IRA or a Roth IRA? The answer depends on several different factors that should be considered and discussed. Check out this flowchart + any questions, we’re here for you! ... https://www.echo45advisors.com//should-i-contribute-to-my- #rothIRA #ira #financialplanning

Wise words from a wise man. Remembering #MLK

How are you feeling on this hump day? Wrigley, the canine companion of our Investment Officer, Jamie, needs a break already!

Happy NEW YEAR! Wishing everyone a prosperous and healthy 2021! We’re grateful for our partners who helped Echo45 Advisors come to life! Cheers! #whatayear2020 #HappyNewYear2021 #newyear

#happymonday! Our youngest (and adorable) client, Riley, and her lovely mom, Alison! It is NEVER too early to start financial planning and planning for funding your child’s college education! View our checklist What Issues Should I Consider To Fund My Child’s College Education at https://www.echo45advisors.com//what-issues-should-i-consi #nevertooearly #planforsuccess

It has been a whirlwind since we launched on February 21, 2020, and we have all had the proverbial kitchen sink thrown at us. The last couple of months have been some of the busiest of our founder, Jon and Director of Marketing, Monica Henderson’s lives...they left San Francisco and moved to a new home in Walnut Creek, CA, to be closer to Echo45 Advisors office as the world begins to reopen in 2021. But 2020 will also go down in history as the year that Echo45 Advisors and... BABY HENDERSON were created so it has not all been bad! #whatayear2020 #babyontheway #newteammember

Our founder, Jon Henderson featured in Investor's Business Daily! He discusses the growth Echo45 Advisors has experienced and how Echo45 is continually striving to leverage the latest advanced technology to deliver best in class, high-touch concierge service with meaningful insights for our clients! https://www.investors.com//new-year-latest-technology-too/

From our Families, to you and yours Merry Christmas and Happy Holidays!

#Mondays are ruff we’re feeling Carter, who recently had his 6th birthday and is the furry son of Director of Concierge Services, Gen! #dogsofecho45 #pitmix #dog

Kick off the NEW YEAR by upping your FINANCIAL FITNESS! As we look back on 2020, and look ahead to 2021, it’s great to look at our growth! Echo45 Advisors is 7 strong! We have worked very hard on the transition of our clients and are happy to share that we now have over $122 Million in Assets Under Management and growing every day.... Make 2021 YOURS! Reach out to us today #financialfitness #financialfitnessforlife #newyear

Officially the first day of #winter! For a few of us at Echo45, the best part of winter is being able to hit the slopes! What do you love about winter?

Last days of fall and the leaves are still changing around our office. Throughout all changes of your life we're here for you! #seasonsofchange #finacialadvisor #officelife

Only 21 days left in 2020 (thank goodness)! That gives you time to reflect on topics such as tax planning, investment and retirement accounts, charitable giving, cash flow and savings, insurance and estate planning. Check out this checklist and let us know if you have any questions at all for 2020 and beyond! https://www.echo45advisors.com//what-issues-should-i-consi

About 15 days till 2021 (HOORAY)! As we all look ahead and plan for 2021, check out this guide that outlines various annual limits as well as others important figures. https://www.echo45advisors.com/insig/important-numbers-2021 How excited are you for 2021? ... As always, any questions let us know!

#humpday happiness this happy furry companion of our Director of Planning, Kevin, recently turned 12! Nullah Bear

Tis’ the season of giving! Charitably inclined clients who are age 70.5 or older may benefit from making a Qualified Charitable Distribution from their IRA (excluding Roth IRAs). This is a popular way for clients to support their favorite charities while reducing their AGI. The decision and procedure to carry out this strategy can be complicated. To help make the analysis easier, check out Can I Do a Qualified Charitable Distribution from My IRA? flowchart. https://www.ec...ho45advisors.com//can-i-do-a-qualified-chari Let us know if you have any questions!

Friday is here, our first week of December is wrapping up, and It’s beginning to look a lot like Christmas! We made it! Stay cozy friends #letitsnow #winteriscoming #cozy

It’s good to give back. Happy #givingtuesday What charities do you like to support? Check out this guide to help you identify opportunities and model outcomes in order to optimize the impact of your charitable gifts. It covers: ... - Philanthropic motivations and goals - Cash flow considerations - Asset selection when funding gifts - Charitable giving vehicles - Tax planning and deductibility https://www.echo45advisors.com//what-issues-should-i-consi

Converting a portion of an IRA to a Roth IRA is a complex process that involves many moving parts. To help make the analysis easier, this flowchart Will My Roth IRA Conversion Be Penalty Free?" addresses common issues that you’ll encounter when doing a Roth conversion, including: Implications for IRAs with after-tax contributions Pro-rata and aggregation rules ... Simple IRA rules Medicare Part B and Part D surcharge impact Application of the 5-Year Rule RMD coordination issues For this flowchart and more resources: https://www.echo45advisors.com//will-your-roth-ira-convers Have you converted funds to a Roth IRA in the past? Any questions, we're here for you!