Danielle Pena

First-time homebuyers should know their budget, their debt-to-income ratio, and the difference between a pre-qualification and a pre-approval. If you don’t, this article is for you. https://bit.ly/3orV5Ie

The ability to refinance the loan on a home that has accumulated equity is a financial advantage that means different things to different people. Here’s how to weigh your options. https://bit.ly/3pYrDK2

If you can show a healthy cash flow from your rental properties, you should be able to use that income to qualify for a mortgage. Makes sense, doesn’t it? So does our Signature Investor Cash Flow Loan. Read more about it and our other exclusive Signature Series Loans. https://bit.ly/358o6kB

Last year, we all found incredible strength, adaptability, and resilience within ourselves. Now let’s look forward to a brighter future than we could have ever hoped for! Happy New Year from CCM!