Credit Strong

Federal Stimulus Payments Under the plan, individuals who earn $75,000 in adjusted gross income or less would get direct payments of $1,200 each, with married couples earning up to $150,000 receiving $2,400 -- and an additional $500 per each child. The payment would scale down by income, phasing out entirely at $99,000 for singles and $198,000 for couples without children.

Ford Credit, Capital One, Chase, and Barclays so far have agreed to waive interest or payments for up to 90 days. Student Loans will be on hold for 60 days. But can be put on hold up to 6 months if legislation passes. Need to wait and see.

What is the right amount that you should spend on a credit card. Everyone says 30% is ideal but 0 should be the correct amount I believe. You will save on all interest and overpaying for the items you bought once you factor in the apr over 12 months. Bu to establish a credit history you should use all your cards and use less than 5 percent so they all can report. A card that just reports 0 every month can be useless to factoring a score.