Cravello Insurance Services

i'm excited about the EXTENSION OF ACA OPEN ENROLLMENT. THIS MEANS BIG SAVINGS! I can help you, call me at (800) 782-7053 or (805) 928-7372 WE ARE CRAVELLO INSURANCE SERVICES!

Dealing with imposters has made this year very difficult for my listeners as well as my clients. There is no other Cravello Insurance Services. We have not relocated.

A fun Social Security tidbit. Q12: Who was the first person to get Social Security benefits? A: A fellow named Ernest Ackerman got a payment for 17 cents in January 1937. This was a one-time, lump-sum pay-out--which was the only form of benefits paid during the start-up period January 1937 through December 1939.

IF YOU ARE APPROACHING AGE 65 IN THE NEXT SEVERAL MONTHS, THERE ARE IMPORTANT ISSUES YOU MUST ADDRESS. 1. ARE YOU STILL EMPLOYED? 2. DO YOU PLAN TO RETIRE? 3. CAN YOU KEEP YOUR COMPANY HEALTH PLAN? 4. WHAT KIND OF PLAN IS IT?... 5. IS YOUR SPOUSE YOUNGER? 6. ARE YOU ON YOUR SPOUSE'S PLAN? See more

DRAWING S.S. DISABILITY BENEFITS & MEDICARE ONCE YOU HAVE QUALIFIED FOR DISABILITY BENEFITS YOU MUST WAIT 5 MONTHS. YOU WILL RECEIVE YOUR 1ST BENEFIT AMOUNT... THE 6TH MONTH. ONCE YOU HAVE BEEN RECEIVING YOUR DISABILITY BENEFITS FOR 24 MONTHS YOU WILL AUTOMATICALLY BE ENROLLED IN MEDICARE PART A AND PART B YOU WILL THEN HAVE THE SAME RIGHTS AS IF YOU WERE AGE 65. HOWEVER, IF YOU DO NOT ACT TIMELY, YOU WILL MOST LIKELY MISS A VERY IMPORTANT OPPORTUNITY THAT COULD BE DELAYED UNTIL YOU ACTUALLY TURN 65.