Clearview Wealth Management

Protecting yourself against financial mischief makers Because of the heightened level of financial mischief making that has come along with the COVID-19 crisis we are attaching a link to the Federal Trade Commission's website on freezing your credit reports. This is one of the most effective tools that consumers can use to prevent unauthorized opening of credit in their name. To protect yourself adequately it is important that you place a freeze on each of the 3 credit repor...Continue reading

Attention: Business Owners, Self-Employed, & Independent Contractors Below is a quick summary of the pandemic assistance available to you. If you have questions if this applies to you, please contact us. As financial advisors our goal is to take the stress out of your financial life. If the below is helpful, please pass this information along to any friends or family. In this time of need we are here and ready to help those who have questions or do not have anyone to turn to.... Pandemic Unemployment Assistance (PUA) Program for Business Owners, Self-employed, & Independent Contractors As part of the federal CARES Act, the new Pandemic Unemployment Assistance (PUA) program helps unemployed Californians who are business owners, self-employed, independent contractors (1099 workers), have limited work history, and others not usually eligible for regular state unemployment insurance benefits who are out of business or services are significantly reduced as a direct result of the pandemic. The provisions of the program include: Up to 39 weeks of benefits starting with weeks of unemployment beginning February 2, 2020, through the week ending December 26, 2020, depending on when you became directly impacted by the pandemic. A new 13-week federal extension for those who run out of their regular state-provided UI benefits (maximum 26 weeks). File a PUA claim and you may be converted to the federal extension once it is available. The PUA benefits are payable if you do not qualify for regular Unemployment Insurance (UI) benefits in California or another state and also do not qualify for state Disability Insurance or Paid Family Leave benefits. This includes: Business owners Self-employed individuals Independent contractors You can also be eligible if you qualified for regular UI benefits, but have already collected all of those benefits. If you want to apply for UI benefits or PUA, start here: https://unemployment.edd.ca.gov/guide To learn more about PUA benefits & eligibility: https://www.edd.ca.gov//pandemic-unemployment-assistance.h For additional questions about PUA: https://www.edd.ca.gov//pandemic-unemployment-ass/faqs.htm Additionally, there are other relief options and resources for Business Owners, Self-Employed, & Independent Contractors offered through the Small Business Association (SBA). To find out more: https://www.sba.gov/funding-pr//coronavirus-relief-options We hope these resources are helpful. If this information does not apply to you however you know of someone it might, please feel free to share this information with them. Please feel free to contact us with any questions.

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Happy Holidays!

Protect Yourself From Scams this Holiday Season Scammers are getting increasingly sophisticated in their attempts to get your money or personal details. There's no one group of people who are more likely to become a victim of a scam, all of us may be vulnerable to a scam at some time. Be alert and protect yourself from being scammed by following our tips: Be alert to the fact that scams exist. When dealing with uninvited contacts from people or businesses, whether it's over...Continue reading