Choice Plus Insurance Services

As an agent for State Compensation Insurance Fund, I work with business owners managing their #workerscompensation #Insurance. One of the most challenging aspects of the workers compensation insurance is the annual audit process. State Compensation Insurance Fund recently released this video that will help you understand the premium audit process and offers tips on how to prepare for your audit appointment. If you're in need of assistance with your workers compensation insur...ance or have questions regarding your policy, reach out to me. "What is a workers compensation premium audit? A premium audit is a payroll review we conduct after the policy term expires or after the policy is cancelled. State Fund conducts audits to verify information and calculate a policyholder’s final premium for a specific policy term. When State Fund issues or renews a policy, we base the premium for the policy term on anticipated payroll multiplied by rates that are determined by your business operations. The premium audit process involves an examination of the policyholder's records to establish the actual payroll and to make sure the correct classification codes are used in determining the final premium." #workcomp #insuranceagent #businessinsurance

In 2018 alone, 76,418 workers filed charges through the Equal Employment Opportunity Commission (EEOC) for workplace discrimination. This is less than the previous year, but still a staggering number. Workplace discrimination can mean several thingsage, sex, race, religion, retaliation, disability. What Is Employment Practices Liability Insurance (EPLI)?... EPLI is preventative insurance for employers to protect them in case an incident occurs and a worker files a suit against them. Suits can be filed for several reasons, such as: Wrongful termination Race Sex National Origin Religion Sexual Harassment Disability Age Color Retaliation All Statutes Retaliation Title VII Only Equal Pay Act GINA (Genetic Information Nondiscrimination Act) EPLI policies would protect the insured if a worker decided to file a suit for any of the above reasons. It would help pay for legal defense, financial obligations, and more.

The pet boarding industry has nearly doubled in the past 10 yearsand it won’t slow down anytime soon. Experts predict the industry will grow another 7% each year through 2025. For those of you in the pet boarding business check out this guide to find the right insurance for your pet boarding business. Do you have all the coverage you need? Are you interested in talking to an insurance expert to find out what you need?

Business owners ask me every day, "How much does workers compensation insurance cost?" Insurance companies use a number of different factors to come up with your workers’ compensation insurance cost, such as your: Payroll... Industry Employees' type of work Claims history Every small business is unique. So your workers' comp cost will most likely be different than other companies. You can use the simple formula pictured below to estimate your workers’ comp insurance cost. The National Council on Compensation Insurance assigns classification code rates based on the type of job workers do. And if your business has a history of claims, this could increase your workers’ compensation cost. Talk to us about getting the low down on workers compensation for your business.

Business owners in the dog boarding industry it’s really important that you are aware of pet boarding insurance needed to protect your business. Dog day care, #kennel, and pet boarding business #insurance is important, but only if you have the right insurance. It’s extremely important to have animal bailee insurance when you own a dog daycare business. The animals left in your care are your responsibility and if they were injured or died while at your pet boarding business then you will be responsible. #petbusinessinsurance #petboss #insuranceagents #makingadifference

We know. Reading an insurance policy isn't exactly like sitting next to a fire cuddled up with a good book. Insurance is fairly complex and understanding it all is tough. Make sure you have an agent that makes life easier for you. Business owners are who we serve and making their lives easier is what we do. #insurance #agent #businessowners #easylife

Insurance is one of the first things someone who is starting a mobile pet grooming business should think of. This is everything you need to know before starting your business. #mobilepetgrooming #businessinsurance #Insurance #groomerinsurance

In the fast-moving world of computer programmers, software developers & web designers there is a variety of uncovered risks for each of them: Trademarks and copyrights, workplace injuries or accidents, thefts, unhappy or disappointed customers and a way more to consider. To make a long story short, we’d be glad to provide the professional assistance to minimize the risks to your business.

Most mid- to large-size businesses are uninsured, underinsured or improperly insured for their multinational risks. https://lnkd.in/eNpUBEB Not all coverages are offered in all jurisdictions and no coverage may be provided in some jurisdictions where restricted by law. Let's discuss the #globalization of your business and #howto insure it.

Crazy video from the Paradise Fire. This video shows one family's terrifying drive to escape the fire.

Zach Davis wrote a very detailed outline of all the insurance coverage mobile pet groomers should have. Mobile pet grooming businesses and their groomers are a different breed and have unique insurance needs. What’s so different about a mobile pet grooming business? You’re MOBILE, of course! You’re almost running your business completely on the road and require the kind of insurance protection to address that fact. #mobilepetgroomer #GroomerInsurance #groomingbusiness