Benjamin Aviles

If my way of business isn’t your way of business, doesn’t mean either of us are wrong

Have you been thinking or looking for other career options? 2020 has brought so much job/income insecurity for so many people. Look no further!! So many exciting things are happening in our industry right now and we are looking to fill some key leadership roles!!! If these folks can do it you can too #MassageTherapist #TaxiDriver #personwithdisabilities #Receptionist #Accountant #Property&CasualtyInsuranceAgent #RealEstateAgent #Waitress #Banker #RetailManager #Bartender #Nurse #DeliveryDriver #EmergencyDispatcher #BookstoreManager #Teacher #Homemaker #veterans

As 2020 comes to an end, so many companies are being forced to shutdown. So many people have been let go and so many families are being affected. If you or someone you know went through or is going through job insecurity, please get them in touch with me! I am: 1) interviewing people for my firm, and 2) doing free financial needs analysis

Are you thinking of having little ones OR just brought new life into this world? Then this is the perfect time to starting looking in planning and protecting their futures. DM me to get started Comment below what are you doing to invest in your children?

Today is the last Financial Literacy Class of our series. There are three (3) times available to accommodate your schedule: 12pm (in 20 minutes), 5pm, and 8pm PST. Today’s topic is Retirement & Wealth Preservation DM me to get registered

Theses classes start TOMORROW! Each class has three (3) times available for you to join. NO selling, just education. Learn how money works and start building financial freedom. DM me for the link to register

I’m super excited about some upcoming classes being given by my mentor @shawnvmd How would you grade your level of financial literacy? If it’s less than an A, I want to personally invite you to a series of classes my firm is offering at no cost. ... Purely educational, nothing will be sold. DM me for the links!

So excited for these FREE financial literacy classes we are having for family, friends, and the community I would like to personally invite you to this free education. DM me for the link if you are interested #FinancialLiteracy #Freedom #HowMoneyWorks #Money #Mindset

October is #NationalDisability EmploymentAwarenessMonth (NDEAM). **see my story in comments*** By sharing our disability employment journeys, we can help spread the word and encourage others with significant disabilities that pursuing and maintaining employment is possible. ***See my story in the comments*** Please take a moment to share your disability employment journey:... What is your disability? When did you became employed? What do you do for a living? Share some details about your disability employment journey? Share some words of encouragement?

Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage, verify that there is no prepayment penalty. This gives you the flexibility of paying it off early if you are able. But it also gives you the option of making lower payments when times are tough... When you start your job, get an HSA account and not FSA and get the high deductible health insurance. It wil...l lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!! Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later. Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote I’m not a Businessman I’m a Business Maaaaaaaan.... Let that sink in. Build business credit! The loans are bigger and the interest rate is lower. Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Trump and one from the SBA). Also no fees. I’ll plead the 5th on if I’m talking about myself lol Go to Community College first and transfer into a four year college (unless you have scholarships to help mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the black community. Get with your peers from your graduating class and others together at homecoming on one day for two hours to plot and strategize how we can move our communities forward (commerce, politics, education, small businesses, real estate, etc...) If you want to support Black People, support Black Business and Black Institutions of Higher Education. Get life insurance for you and your children (permanent with CASH value, your great-grandchildren will be grateful) as soon as they are born (one thing is for sure is we will die..might as well leave your kids or family something extra). The sooner you get it, the cheaper it is. And you can borrow against them to fund projects, school, etc. IULs are great! Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!). We need to promote financial literacy. Building capital and creating equity to create generational wealth. Having financial freedom is everything! This is not being taught in the school curriculums or our education systems! We must do it ourselves! PLEASE help me spread financial literacy!

Back by popular demand!!! DM me which date and time you are interested in!! Given our current situation, it is important, more than ever before, to get a better grasp on your finances! So excited to be able to share this with my network

Do I only do Life Insurance? NO I help families & business owners with all forms of Insurance, Debt Solutions, Savings, Retirement, College planing & Estate Planning (Trusts & Wills). Need any of these?

What type of life insurance do you have? Is it the one you pay for 30 years and get nothing back if nothing happens, then when it expires you’re too sick to qualify for a new one? Or do you have the one that gives you all your $ back, plus some form of interest? In the first scenario almost always the insurance company wins, in the second scenario you or your family win. Reach out for a free revision of your current policy. Always go with a licensed agent who offers all options, not just one option, for obvious reasons. #LifeInsuranceAwarenessMonth

Are you ready to have the conversation that will protect your family after you’re gone?

Be calm on top while you paddle with fury underneath

I am sooooooo excited to attend this! @jaime.villalovos is THE top leading female entrepreneur in the financial industry. Not only does she live the life she’s dream of, but she’s made it her life’s purpose to show 10s of 1000s of others how to do the same. Constantly providing knowledge and experience to ALL, she’s the ultimate #mompreneur !!! She lives a wholesome and well-balanced life as a wife, mom, leader in her church and community. They say find someone that lives the life you dream of, and FOLLOW THEM! ....oh and by the way, it’s a FREE event to watch on ZOOM. Comment here or DM me for the zoom info! #leadingwomen #faith #family #finance #financialsafety #entrepreneur #entrepreneurlife #balance #leadership

September is Life Insurance Awareness Month. Make sure you have the right amount and type. Do you have the "old" type or the "new" type? Let's talk.