Jodi Nelson

The 5 Advantages of Using a Local Home Loan Lender 2. Personalized Experience Using a local lender allows you to work face-to-face with an expert, eliminating a lot of uncertainty and anxiety. With local lenders, you avoid those dreaded customer service lines manned by a team of voice-activated computers, and your messages won’t sit in a voicemail box unanswered for weeks on end. You’ll instead have a cell number you can call or text at a moment’s notice. Confused about pre-approvals, loan types or next steps? Make an appointment to speak in person with an expert who can clear everything up and steer you in the right direction. Online experiences can’t compare to the first-class care you’ll receive with a local lender.

The 5 Advantages of Using a Local Home Loan Lender. 1.Realtor Relationships Most local lenders invest a lot of time and effort building solid relationships with Realtors throughout the regions they serve. This becomes particularly beneficial when it comes time to close the deal. The Central Valley's real estate market is red hot right now and buyers need to move swiftly when they see a property they love. Often local lenders have extended hours, allowing you to contact them d...uring the evenings and weekends. If you see a house you love on Sunday, you’ll be able to reach your loan officer and get an approval same-day. Plus, with everyone (Realtor, lender, and buyer) working in proximity to one another, a closing can happen on time and with local escrows and agents. That final stretch of home buying is the most stressful part, and having one-on-one, in-person interactions will make the entire process quick, clear and painless. See more

FHA loan requirements To qualify for an FHA home loan, you’ll need to meet these requirements: A 3.5% down payment if your credit score is 580 or higher A 10% down payment if your credit score is 500-579 A debt-to-income ratio of 50% or less... Documented, steady income and employment history You’ll live in the home as your primary residence You have not had a foreclosure in the last three years These FHA loan requirements are a lot more lenient than other types of mortgages. Call to see if an FHA Loan is right for you. #homeloansmadesimple #realestate #mortgage #dreamhome #homeloans #centralvalley

Congratulations on your first home David and Beverly. Lisa Hamilton Remax... thank you for the referral. Your attitude and professionalism make you a pleasure to work with!

Yep, feeling a little Beth today! I’ll get your loan closed.

Four steps to home ownership. What are you waiting for? Get started today! #mortgage #centralvalley #homeloan

Hey, if you can’t laugh at yourself...... Thank goodness we’re getting new head shots on Wednesday.