Team Jones

The ability to refinance the loan on a home that has accumulated equity is a financial advantage that means different things to different people. Here’s how to weigh your options. https://bit.ly/3tYyAO2

No matter how much you get back, more money for a down payment means you can: Borrow less on your mortgage. Improve your negotiating power. Get a better interest rate with a lower down payment.... Call or e-mail today so you're ready when your refund arrives!

Whether you need to pay for college or pop for a new car, major expenses can arise unexpectedly. In these situations, an FHA Cash-Out Refinance might be a good option. Read more here: https://bit.ly/3pb2oU2

Renovating your home is a big deal, and you want to do it just right. When considering all the ins and outs of a remodel, start with our checklist of home pros to work with along the way. https://bit.ly/3rxFnfM

Your monthly mortgage payment depends on your interest rate. This example makes it clear: lower rates can help you save on your monthly payment and possibly buy a higher-priced home. Rates remain near record lows in 2021, so let’s connect today to review your options! *Source: freddiemac.com/pmms/pmms30.html. **Annual Percentage Rate. ***Monthly P&I includes principal and interest only and does not include property taxes, homeowners insurance, or HOA dues (if applicable). Pay...ment example does not include taxes, insurance or assessments. Actual payment obligations may be greater and may vary. Principal and Interest payment of $1,425.38 is based upon a $350,000, 20% down payment, 30-year fixed rate conventional mortgage and rate of 4.54%/4.61% Annual Percentage Rate (APR). Principal and Interest payment of $1,327.10 is based upon a $350,000, 20% down payment, 30-year fixed rate conventional mortgage and rate of 3.94%/4.01% Annual Percentage Rate (APR). Principal and Interest payment of $1,132.72 is based upon a $350,000, 20% down payment, 30-year fixed rate conventional mortgage and rate of 2.68%/2.78% Annual Percentage Rate (APR). Mortgage Insurance Premium (MIP) is required for all FHA loans and Private Mortgage Insurance (PMI) is required for all conventional loans where the LTV is greater than 80%. Rate(s), APR(s) and payment info is valid as of 08/06/20 and assumes a first lien position, 740 FICO score, 25 day rate lock, based on a single family home in Arizona. All terms are subject to change without notice. Loans are subject to underwriting guidelines and applicant’s credit profile, not all applicants will be approved. Contact CrossCountry Mortgage for more information. Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC NMLS3029 (www.nmlsconsumeraccess.org). See more

An FHA Cash-Out Refinance could be a less expensive way to borrow money than other methods. The answers to these questions will help you decide if this type of loan is right for you. https://bit.ly/3sfabDe

When it comes to finding the right contractor for your home renovation, it’s essential to do your research ahead of time. This means asking questions, getting referrals and looking online. https://bit.ly/38tXrRh

As a first-time homebuyer, your financial planning gets more complex. The key to becoming a happy homeowner? A sound budget with a realistic look ahead, made with help from dependable people who know the industry. https://bit.ly/3ntpa8O