California Lending Company

If you're in the market for a new home, we're here to help! Our easy application, competitive rates, and excellent communication are a wish come true for new and experienced homebuyers alike. Call us today to get started! Michael Thomas 619-286-9400 NMLS# 349714 DRE# 01396530

LESS paperwork, MORE efficient, safe and secure from start to finish. Apply in minutes and you’ll see, mortgage applications have never been this easy! Call today, I’ll guide you every step of the way. Michael Thomas 619-286-9400 NMLS# 349714 DRE# 01396530

Veterans renting isn’t your only option. Through our Conquest program, you could move into your dream home with no money down, no mortgage insurance, and close in as little as 21 days. Call now to see if you qualify. Michael Thomas 619-286-9400 NMLS# 349714 DRE# 01396530

You’ve built outstanding credit, so you deserve an outstanding rate! Call today to find out if you qualify for our elite rates. Michael Thomas 619-286-9400 NMLS# 349714 DRE# 01396530

Purchasing a home doesn’t have to be complicated. I can help turn your dreams of a new home into a reality. Contact me today to learn about my fast and easy process. Michael Thomas 619-286-9400 NMLS# 349714 DRE# 01396530

If you’re looking to lower your current rate, consolidate debts or obtain cash from your equity, it may be a good time to refinance. Call me today to discuss your options! Michael Thomas 619-286-9400 NMLS# 349714

Here’s hoping your home is merry, bright and filled with love and laughter. Merry Christmas from California Lending Company! NMLS# 349714

The big guy could be sliding down your chimney in your new house next year. Call to see how we can gift wrap a great deal on a mortgage for you. Michael Thomas 619-286-9400 NMLS# 349714

Apply for your new home from the comfort of your current one. Working with me gives you access to a secure online application and digital document gathering tools. Home ownership could be easier than you think! Call me to get started! Michael Thomas 619-286-9400 NMLS# 349714

If you are looking for your first home or thinking of upgrading to a bigger location, getting pre-approved for a loan can be a huge advantage. But how easy is it to make this happen? Check out our newest article on our website for a few things you need to make it a painless experience: https://www.calendingco.com/is-it-worth-it-to-get-a-pre-ap/

Ready to start house hunting? First, make sure you get a pre-approval letter from an mortgage broker like me. This will help you shop within your price range and give you the upper hand in the event of a bidding war. Call to learn more. Michael Thomas 619-286-9400 NMLS# 349714

As an office that offers both real estate and mortgage-related services, we’re really able to get to know our clients. We pride ourselves in giving all of them the personalized service they need to make their dreams a reality! #GoWithABroker

It is still an amazing time to buy or refinance your home! If you are curious about current rates on loans you should definitely reach out to our team! The time to buy may be closer than you think! http://bit.ly/3c64Gyy

Did you know that mortgage brokers don't have an incentive to sell you a loan with a higher interest rate or less than ideal fine-print? When you work with our team at California Lending Company, you can trust that you're getting the loan that's the best option for your unique situation!

Hey San Diego! For this week's article, we wanted to once again touch on the importance of credit and best practices you can start doing right now to help increase your score! You can easily find it on on our website here: https://www.calendingco.com/quick-tips-on-how-to-build-you/

Are you currently looking for a dream home to raise your family? Let us help you start! Our team not only has the ability to present you with amazing potential home options, but we can also guide you through the mortgage process as well.... If you are looking to get the ball moving on this soon, give us a call at 619-286-9400 and we will be happy to help!

Well, it's that time of the week again, Monday! Do something great today and make sure to stay focused, hydrated, and healthy. #MondayMotivation From our team here at California Lending Company to you, ... have a great day! See more

Did you know that a pre-approval takes only a few minutes? A few of the biggest benefits are that it can help you stay within your budget and give you access to realtor showings. Why wait? Call us at 619-286-9400 and we’ll help you get pre-approved!

Today for our newest blog we wanted to continue to stand by our belief that its always best to #GoWithABroker! You can find it on our website here: https://bit.ly/2MRg5ag

Here at California Lending Company, our main goal is to help you with your individual needs. Whether your needs relate to a home purchase, refinance, debt consolidation, equity loan, or new construction, we want to help you with it. For more information, contact us here: https://bit.ly/2LQ79RR

This beautiful picture below represents part of one of the most beautiful areas of San Diego, which is Torrey Pines. We absolutely love working in San Diego. The scenery, people and vibrant culture make it worth every bit. #WeLoveSanDiego

Worried about getting a mortgage with a giant bank that you barely know? Work with a mortgage broker! We’ll help you at every step of your application, do everything we can to get you the best deal possible. https://bit.ly/2X9EnSy #GoWithABroker

Making a decision between a variable rate and a fixed rate mortgage can be hard, so we break down how one can be more expensive than the other in our newest blog post here: https://www.calendingco.com/what-makes-a-variable-rate-mor/

Hey, San Diego, it's almost summer! Get ready for high temperatures, lots of sunlight and outdoor activities! Stay safe and have fun!