Anderson Consumer Law

Starting July 1,2017, Experian, Equifax and Trans Union will delete tax liens and civil judgments from consumers' credit reports unless they include the person's name, address and either their SSN or date of birth. About half of tax liens and virtually all judgments do not have a SSN or date of birth. The problem with the tax liens and judgments lacking this identifying information was that the information lacking personal identifying information often belonged to some other person. [ 123 more words ] https://www.califcreditlaw.com//starting-july-1-the-big-t/

Today, the U.S. House of Representatives passed that would gut essential financial reforms enacted under the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act, and other longstanding financial protections that go back decades. The National Consumer Law Center said today that this Wrong CHOICE Act makes it easy for lawbreaking financial companies to deny people their day in court, for predatory lenders to put people into a debt trap, and for abusive financial enterprises of all types to go back to their reckless ways without a consumer watchdog looking out for ordinary people. [ 241 more words ] https://www.califcreditlaw.com//house-bill-is-a-financial/

Bobby Allyn, a NPR reporter for station WHYY in Philadelphia writes in the Washington Post about his experience with Trans Union having mixed his identity with that of a criminal imprisoned in Tennessee. Mr Ally had applied to rent an apartment in Philadelphia. The landlord ran his name through Trans Union's tenant screening service (called SmartMove). Unfortunately for Mr. Allyn, SmartMove reported he had a dozen criminal convictions on his rap sheet. [ 118 more words ] http://www.californiacreditlaw.com//trans-unions-tenant-sc