C2 Financial Corporation- Shawn Sidhu

Today's buyers are turning to professionals to help with paperwork, to find and arrange financing, and to understand the process when considering purchasing a home. We are here to help you make smart decisions through the process from beginning to end. C2 Financial Corporation, Shawn Sidhu #shawnsidhu #c2financial Cal BRE #1512335 (408) 610-8011

There are a variety of reasons you may considering opting to live with your extended family, one of which is that it’s a great way to save money. Also, in light of the pandemic, many grandparents and older relatives found that being under a single roof - quarantining with family rather than away - worked out better for them," says Jessica Lautz, VP of behavioral insights at National Association of REALTORS. C2 Financial Corporation, Shawn Sidhu #shawnsidhu #c2financial Cal BRE #1512335 (408) 610-8011

But even as rates rise modestly, the housing market remains healthy on the cusp of spring home buying season. Home buyer demand is strong and, for homeowners who have not refinanced but are looking to do so, they have not yet lost the opportunity. ~Sam Khater, Freddie Mac’s chief economist C2 Financial Corporation, Shawn Sidhu #shawnsidhu #c2financial Cal BRE #1512335 (408) 610-8011

Shout out to Voltaire Coffee Roasters They are an outstanding coffee shop right here in Downtown SJ and they're offering a special to celebrate small businesses (like them) Check out their sweet deal:... Come celebrate the small businesses downtown through this event from Oct 1 to Nov 15! Voltaire will be offering this special pairing of a breakfast sandwich, coffee & a delicious slice of either Banana Bread, Pumpkin Walnut Bread or Coffee Cake! The last two breads are seasonal, and won't be around forever! www.voltairecoffeeroasters.com #supportsmallbusiness #downtownsanjose #voltairecoffeeroasters #bestcoffeeintown #eatlocal #shoplocal #sanjosestrong!

Does home maintenance only happen when something goes awry? Overflowing gutters, a balky furnace, or a chimney that refuses to draw provoke an expensive emergency call to service technicians. Preserve your home's value, and keep everyone comfortable by following this home maintenance checklist on a regular basis.

How to use tip income to help qualify...

For many people, owning a home brings a sense of pride and freedom that cannot be matched by renting. When you own your own home, you aren’t bound by a landlord’s rules, and your monthly payments are building equity. This easy-to-understand outline provides the advantages, costs and commitments involved in taking the exciting plunge!

Buying your first home conjures up all kinds of warm and fuzzy emotions: pride, joy, contentment. But before you get to the good stuff, you've got to cobble together a down payment, a daunting sum if you follow the textbook advice to squirrel away 20% of a home's cost. Here are five creative ways to build your down-payment nest egg faster than you may have ever imagined. https://www.houselogic.com//firs/down-payment-assistance/

Qualifying income you may not know about...

After reading these six suggestions, it is ENTIRELY possible to envision an organized home! These ideas are doable, even in our busy lives. For example, do a daily 15-minute project each day. Finishing one to-do will give you a sense of accomplishment that can help motivate you to take on another small project tomorrow. These small tasks can be as simple as sorting mail, organizing your sock drawer, cleaning out your medicine cabinet, or conquering that dirty sink. https://bi...t.ly/34dxq6F #mondaymotivation #C2Financial #shawsidhu #homeloans #c2financialhomeloans

It's 2020, a year like no other. So, while moving house may not have been a plan at the start of the year, the truth is, many of us have had to reconsider our living situations during the pandemic. Maybe you’re one of the lucky ones who can now work remotely. Or perhaps you’re out of a job like millions of others. You may be wondering whether living where you are is really worth it anymore. Before you decide to relocate, you have many things to consider: the cost of living, proximity to your loved ones. Here’s how to go about making the decision to move. I'm always here for your mortgage needs, if and when you're ready.

While there may be differences to consider when buying a home at this time, I am here to help you every step of the way for your mortgage needs. Call today for the most recent information that will be relevant to your particular needs. I'm happy to help!

These days, things are changing so fast, it’s tough to keep up! You may have heard, for instance, that everyone can score a record-low interest rate, or that refinancing is a no-brainer, or that mortgage forbearance means you don't have to pay back your loan, ever. Sorry, but none of these rumors is trueand falling for them could cost you dearly. I am here to help during this time, when information is shifting at a head-spinning speed. Call me to walk through realistic options specifically for you.

It's a hot real estate market virtually (no pun intended) everywhere, not just in the Bay Area. The U.K., Munich, Toronto, Frankfurt, Hong Kong...all hot. Despite the premium prices, Ilyce Glink, author of 100 Questions Every First Time Home Buyer Should Ask. still recommends buying.

With the COVID-19 pandemic still going strong, many city dwellers may be considering a move to the countryand there's a specific type of mortgage that can help make this a reality, called a USDA loan. I can help you determine if you quality for this hidden financing gem. Call today, I'm here to help!

Weekly Housing Trends Key Findings in a nutshell: Median listing prices grew 12.9% over last year. New listings were down 7%. But new listings are growing, providing some small relief for option-starved buyers.... Total inventory was down 38%. The pace of decline was even or improving. This is a buyer-friendly shift. Time on market is now 13 days faster than last year. Let me know if you're thinking about buying or refinancing. I can help you find the best options and solutions for your home loan needs.