Bulloch Insurance Group

New California Landlord Law for resolving Evictions: AB 2343 unlawful detainer. Existing law establishes a procedure, known as an unlawful detainer action, that a landlord must follow in order to evict a tenant. Existing law provides that a tenant is subject to such an action if the tenant continues to possess the property without permission of the landlord in specified circumstances, including when the tenant has violated the lease (i.e. not paying rent) by defaulting on ren...t or failing to perform a duty(creating a hazard on the property) under the lease, but the landlord must first give the tenant a 3-day notice to cure the violation or vacate. This bill would change the notice period to exclude judicial holidays, including Saturday and Sunday(this is very important since you could run afoul of the new law and fall into a "wrongful eviction" trap. Under existing law, a plaintiff or owner, that wishes to bring an action to obtain possession of real property must file a complaint and serve the defendant--tenant, with a notice of summons, in which case the defendant has 5 days to respond. This bill would clarify that the period in which a defendant may respond to a notice of summons does not include judicial holidays, including Saturday and Sunday. This bill would provide that these provisions would become operative on September 1, 2019. Make sure your Landlord Dwelling Fire policy has coverage for Wrongful Eviction, give us a call we can quote your rental property and make sure you have the right coverage's.

Got Sewer water back up in your Rental Unit? Who pays for it? It depends on the nature of the back up if it was tenant caused and you can prove it, you can use their Renter's Insurance coverage of: Sewer Water Backup, usually a good renter's insurance policy will have a deductible of only $250. This coverage can go a long way to replace damaged floors, carpet, cabinets, walls, etc. No insurance? Can you use a tenant's security deposit? Civil Code Section 1950.5 governs securi...ty deposits, be careful! It can be used for the repair and damage beyond normal wear and tear. Need a good Landlord policy with Water Back Up coverage? Call us!

New Landlord Property Law for California 2019 Unlawful Detainers and Evictions: AB 2343 UD Notice and Answer = Tenants are given more time to respond to resolve evictions. Under current law the owner must give the tenant for breach of lease or Unlawful Detainer three calendar days of notice to pay or resolve the violation. ... After the UD has been filed with the court and the summons and complaint has been served to the tenant, the tenant has five calendar days, the notices and grace period in the past always included the weekends or holidays. Not anymore, Effective 9/1/2019, AB2343 the 3 Day Calendar Day and 5 Calendar Day answer period will be calculated excluding weekends and holidays. Failure to comply could result in "wrongful eviction", delay on your UD filing and of course loss of your rental income. With a good Landlord Insurance Policy, make sure you have Eviction Expense Coverage--pay's you to evict a tenant, and Wrongful Eviction Coverage. For a quote please call us: 925.640.0485

Do you have a "No Pet" rule on your rental property? You might have a tenant with an Assistive Animal law suit. What is an Assistive Animal?... Federal Fair Housing Act (FHA) violations are administered with consideration of Section 504 and HUD's definition per HUD Memo of April 25, 2013: "An assistance animal is not a pet. It is an animal that works, provides assistance, or performs tasks for the benefit of a person with a disability, or provides emotional support that alleviates one or more identified symptoms or effects of a person's disability." Need coverage for Assistive Animals? Call us.

Do you own or manage rental properties? Are you aware of the risks with Proposition 64 legalizing marijuana in California? Individual/Tenant's may posses, plant, cultivate, harvest, dry and process up to 6 marijuana plants within a residential unit for recreational use.... Protect yourself against damage from a tenant's use of your property as a "grow house", most Landlord or Dwelling policies prohibit a claim that was caused by Marijuana, you need a good insurance policy to protect your property against property damage, some policies will exclude coverage, that means you pay the damages. Marijuana smoke? Smoke is smoke and can cause bodily injury to other tenants, beware of law suits in this area. Disability and Marijuana use? You need to make a "reasonable" accommodation if the tenant is prescribed Marijuana, failure to do so could lead to a Discrimination action. Make sure your insurance covers Discrimination claims. For a Landlord insurance quote, please call 925.640.0485 or email [email protected].