First California Financial / MLO Bryant Perez

When it comes to mortgages, the APR (Annual Percentage Rate) includes the interest rate plus other charges or fees. How do you get the best APR? By having us shop rates from dozens of lenders! Let's get started today! 661-727-3643

What's a cash-out refi? It's taking money you've earned from your home whether through paying down your mortgage over time or through an increase in your home's value and using it for whatever you want, like an upcoming vacation, college tuition, or maybe a home renovation! Give us a call to learn more. 661-727-3643

By now you've heard: the better your credit score, the bigger the benefits when it comes to getting a mortgage! Here are three tips to improve your credit by up to 100 points. 1) Fix errors on your credit reports. 2) Stay below your credit limit. 3) Tackle past-due bills.

To all veterans, do you know you could be eligible for a VA home loan? Low down payment, low interest rates and fast closings. We’re in your neighborhood and ready to serve YOU. Call us today! 661-727-3643

Want to close on your first home faster and for less money? We can get you into your home in 20 days or less and get you a lower rate! #BrokersAreBetter 661-727-3643

When applying for a mortgage, make sure you avoid opening new credit cards and purchasing or leasing high-dollar items, like a car or a boat. Taking on new debt can hinder your chance of getting into your dream home. Connect with us for more expert advice and tips on getting your best rate! 661-727-3643

Unlike the bank you use for your checking account or giant retail lenders, we have access to more loan options that can lead to lower monthly mortgage payments! DM me for more details!

We couldn't agree more! Independent mortgage brokers like us are not limited to the products of a single lender, so they can shop around to find you the best possible loan and a lower monthly payment. PM us to get started! 661-727-3643

Why buy a home now? Low inventory of rental homes and apartments = higher rent payments! Secure a future in a neighborhood you love and a monthly mortgage payment that can be cheaper than rent. Learn more about what it takes to buy by calling us today! 661-727-3643

Prefer hardwood over carpet? Hate the color of the front door? Don’t let small details be a deal-breaker when looking at homes. We can help you get into a home with as little as 3-5% down, leaving money in your pocket for renovations. #MortgageTip 661-727-3643

You wouldn't put the cart before the horse, would you? Call me today, 661-727-3643.

What should you do first when you're considering buying a home? A) Get pre-approved or B) Start searching home listings? Let me know what you think!

Our mission is your home loan. Get the VA loan you deserve. Message us today for more information! 661-727-3643

You could get into your new home in 15 days or less when you work with us! Call us today to get started. 661-727-3643