Bayshield Insurance Services

Tapping Into The Genius of Your Staff to Make Your Business Better When you think about the assets of your business you may think about the equipment, furnishings, inventory, technology and financial resources. Many companies talk about how their employees are one of their greatest assets. #businessinsurance

Life Insurance: Buy What You Can Afford There are a myriad of formulas that can help you determine how much life insurance you should carry. Some use a multiple of your annual income, others will consider your current debt and dependents. Is there a simpler way to determine how much life insurance a person should have? It may be as simple as purchasing an amount that you can afford. #insurance #LifeInsurance

The 10% Rule: Should You Drop Your Comprehensive & Collision Insurance? One of the most frequently asked questions about automobile insurance for those who own an older vehicle is when is it no longer economically wise to carry comprehensive collision coverage on that vehicle. For most, the 10% rule is a reasonable guideline. Here is how it works. #autoinsurance

This Biggest Cause of House Fires May Surprise You It wasn't that long ago fires could destroy major cities virtually overnight. London, Chicago and San Francisco are among the examples. Wooden structures crowded together, poor and inadequate fire fighting equipment and narrow streets all contributed to these catastrophic fires. #homeinsurance

The Benefits of Downsizing Your Household Many people decide to downsize their households as they get closer to retirement age. There are a lot of good reasons for that, but there are benefits to downsizing even sooner. Here are just some of the benefits you can enjoy by downsizing your household. There's Less Clutter... There are multiple benefits to having less clutter. #GeneralInterest

Five Cost-Effective Marketing Ideas for a Small Business If you have a small business, you understand the importance of name recognition and keeping new prospects and customers flowing in. You are also probably faced with minimal resources when it comes to advertising and marketing. Here are five cost-effective marketing ideas small business can use to gain more attention and customers. #businessinsurance

Why an Independent Agent is Your Best Option for Life Insurance Quotes Congratulations! You made the decision to either acquire or increase the amount of life insurance coverage you carry. Maybe the decision is participated by a marriage, the birth of a child or maybe you just decided it's time to start adulting. The next question is where to get started. #insurance #LifeInsurance

Independent Agents and Car Insurance: How They Can Save You Money Who doesn't want to save money? Driver's have been known to shop for a car for weeks to save a few hundred dollars or drive miles to save a few cents per gallon on gas. We are always looking for the best price on oil changes, tires and other routine maintenance. #autoinsurance

Six Common Sense Tips to Make Your Home Safer and More Secure Ask any home builder, property manager or real estate agent and they'll likely tell you one of the most desired features in a home today are those that enhance security. #homeinsurance

Five Facts About Small Business Insurance Most Aren't Aware Of Most don't pay much attention to their business insurance unless there is a claim or potential claim. There are some interesting facts about small business insurance, however, that can make it a bit more interesting. Here are five of them. Small business insurance is very affordable. #businessinsurance

Getting Married? Now's a Good Time to Consider Life Insurance It is no secret Americans are waiting longer and longer to tie the knot. It may be a surprise, however, to realize how much longer young people are waiting to get married. Today the average woman is 27 when they first get married while men are 29. That is up from 23 and 26 respectively in 1990. #insurance #LifeInsurance

Drivers Aside, Our Highways Are Getting Safer You may have experienced any or all of them on the roads within the past weeks. There's "Make Up Mary" who has the tendency, if not the talent, to put on makeup while driving at 45 miles per hours. There's Terry Texter who is so focused on what's on his screen he has no idea there's room enough for three cars in front of him at the red light. #autoinsurance

The Five Most Common Home Insurance Liability Claims Often when insurance agents talk about homeowners insurance, the clients eyes will begin to glaze over as if in a trance. When specific features like liability insurance are delved into, those glazed eyes may be accompanied by audible snoring. #homeinsurance