Autobahn Insurance

If you want insurance to cover bodily injuries to a passenger on your motorcycle, you may be able to include that under bodily injury liability or you may need a separate passenger liability section of your policy.

The three main protection aspects for standard homeowner's insurance policies include casualty, liability, and personal property. You can customize each of these to match the amount of coverage you need for specific areas.

Finding the right homeowner's insurance policy for your specific needs is a must before you buy a home. The right policy not only helps you choose a home that suits your specific budget, but can also ensure you select one that keeps you and your belongings safe.

To get the lowest possible motorcycle insurance premium, be sure your insurance professional has the information to apply all possible discounts. Discounts are available for things like taking having anti-theft devices, taking safe-driving courses and belonging to certain organizations, such as AARP or some big motorcycle clubs.

It's illegal for motorcyclists to ride without liability coverage. This insurance is expressed in three figures, such as 50/100/25. The first number. in thousands, is the limit for bodily damage to any one person in an accident. The second figure is for all bodily injuries and the third figure is for property damage.

There were 7,929,724 motorcycles registered in the U.S. in 2009, an increase of about 2 percent from total motorcycles registered in 2008, according to statistics from the National Highway Transportation Safety Administration.

Why is extra insurance coverage on top of liability insurance coverage a good idea? Because liability insurance has limits on what may be covered if you are held responsible for an accident - costs for car repairs, and extra medical costs may not be covered.

What is comprehensive insurance? This type of insurance covers damages to your vehicle which may occur outside of an accident - for example, damages caused by theft or extreme weather - that are otherwise not covered by limited insurance policies.

When is additional medical and/or personal-injury protection recommended for additional insurance coverage? For drivers who have limited health insurance policies that will not be able to cover medical costs associated with severe vehicular accidents.

Did you know there's a potential price break available if you live in an area where the winter weather is usually cold and stormy? Some companies offer lay up policies. During the winter months, you only pay for the comprehensive portion of your policy.

Just like any other type of insurance policy, it is important to keep your homeowner's insurance updated to match the value of all your belongings. Because you are likely to acquire new things through the years, it is a good idea to make sure your policy reflects that.

If you rent an office for your company, tenant's insurance will pay the value of any improvements you have made to the property to the owner's property, though those improvements belong to the owner of the property.

Collision coverage pays for the damage to your bike if you are in an accident with another vehicle or crash into property, such as a tree or building. Collision insurance is optional.