Arline Zagarnaga

Effective yesterday, individuals classified under the Deferred Action for Childhood Arrivals program (DACA) are eligible to apply for mortgages backed by the Federal Housing Administration. If you would like to learn more about mortgage options for DACA status recipients. Contact me for for information. #mortgagenews #mortgageexperts #mortgagenewsflash #locallendernews #lender #mortgagelender

***FREE APPRAISAL **** Until the end of January 2021 Contact me for more details ... Arline Zagarnaga (626) 298-9631 [email protected]

Don’t miss out on your dream home by not being prepared. Contact me for a free consultation and put a plan of action in becoming a homeowner.

What was revealed in today’s statement from the Federal Reserve? Here’s an overview: The Fed promises to aid the economy until a full recovery is made - Interest rates will remain close to zero through at least 2023 - Bond buying programs will remain the same... - Higher inflation levels are not projected to hit the economy any time soon - The Fed will increase asset purchases if recovery is slow This is great news for interest rate. Contact me to discuss how we can get you into a purchase loan or refinance. Equal housing lender

The Real Estate market is still going strong. Interest rates are at record low . With the high competition on purchase offer, be the buyer that stands out with a strong lender beside you. Contact me for a fast and free mortgage loan approval! www.CrossCountryMortgage.com/Arline-Zagarnaga... https://youtu.be/2E7m1FUBb_M

When buying a home, debt-to-income ratio is often more of a key factor than credit scores and savings, yet most people don't know what it is... Contact me to learn more on how to be better prepared for a home loan.

Here are the new loan limits for 2021. With the new year you will have more purchase power. Best part is interest rates continue to stay low. Now is the best time to purchase a home. Contact me for a stress free consultation to put your homeownership dreams forward. Equal housing lender

You probably prefer to do online research about a major purchase before speaking to someone personally. We understand, so we’ve provided this list of tips for first-time homebuyers. https://bit.ly/3iFBHVD

Here is some wonderful entertainment from CrossCountry Mortgage! Enjoy the illusions performed by the best of the Magic Castle.

Happy Cinco de Mayo!!! Here’s a few cocktails recipes you can make and enjoy.

On this day I honor all the men and woman who have served in the military. I’m blessed to call many family. Happy Veterans Day!!

I am very fortunate to have men in my family who have served. I am forever greateful for their service. And for all the men and woman who have served. Thank you!!!

Check out this webinar and learn the multiple Personal Branding options you have. Even if you are working from home, you can still be effective.

I would like to provide some helpful links for those who are homeowners and may be struggling to pay your mortgage loan or property taxes. Don't allow these circumstance to ruin your credit and take control. We are all in this together. I hope this information will be helpful to you and your family. Mortgage Lender resource information (not all listed) Chase Bank - https://www.chase.com/digital/resources/coronavirus/mortgage If you need help with your mortgage payment, you ca...n call them at 1-800-848-9380 Active Military customers should call 1-877-469-0110 Wells Fargo - https://www.wellsfargo.com/mor/manage-account/payment-help/ Call 1-800-678-7986 for a confidential review of the options Flagstar Bank - https://www.flagstar.com/promo/update.html If you have a mortgage with us and are experiencing a financial hardship, or need temporary mortgage relief, please visit our Facing Financial Hardships page or call us at (800) 393-4887 If your mortgage lender is not listed, call the number on your mortgage statement and talk to your service provider for assistance on mortgage relief. For property taxes LA County Tax collectors is offering a late penalty waiver on a case by case basis. https://ttc.lacounty.gov/penalty-cancellation-request-2/

Due to the restriction of public gatherings we have decided to switch our seminar into a Webinar. We do not want you to miss the opportunity of educating yourself on home ownership. Interest Rates are still low. Sign up and received your access code!!... Equal Housing Lender

Many people are asking is the interest rate is going down to Zero. The answer is no. The interest rate are based on the US Bonds. However, the interest rates are still at an all time low. This is a great time to refinance tour mortgage, or get cash out and pay off your debt at a lower interest rate compared to our credit cards.

We use to deal with mattress money. Now this

Home-ownership is within reach! Click on this link to register for our Free Seminar. Equal Housing Opportunity

Buy a home, refinance and get cash out or just lower your interest rate. Contact me for details www.crosscountrymortgage.com/Arline-Zagarnaga

Let us help you find your way home.

In January, Fair Isaac Corp., the company behind the FICO credit score, announced that its latest model will start incorporating consumers’ debt levels into their scores. How will this affect your score? Find the answers here: http://bit.ly/2ugFdRS

On this holiday of observance, let us all remember to be the embodiment of Dr. King’s philosophies and principles not only today, but every day. #MLKDay

RENTERS/TENANTS: Tired of paying your landlords mortgage??? Don't have a down payment or perfect credit??? I CAN help!!! Contact me for a FREE consultation and let's me help you become a homeowner.... www.crosscountrymortgage.com/Arline-Zagarnaga Equal Housing Opportunity

Realtors how would you like to submit an offer with NO loan contingencies and a 10 day escrow for all your buyers???Realtors how would you like to submit an offer with NO loan contingencies and a 10 day escrow for all your buyers???

Effective January 1, 2020 - VA Loans have no loan limit. If you haven’t used your VA certificate to purchase, now is the best time. No Down Payment Low Interest Rates... No MI No Loan Limits Contact me for a free consultation. Let me help you become a homeowner! https://crosscountrymortgage.com/Simi-Val/Arline-Zagarnaga/ Equal Housing Opportunity. All loans subject to underwriting approval.

Another year and another decade are in the books. Can you believe we’re 20 years into the millennium already? Let’s make 2020 the best year yet! If a new home or a mortgage refinance can help you achieve that goal, contact us. We can help!

Realtors are you working with investors /contractors? Do you have a buyer who wants a newly built home? With our signature Construction to Permanent loan it’s never been easier! *No payments during construction ... *One loan from start to finish *Buyer’s rate is locked before construction LOAN TYPE: Conventional, FHA, VA Contact me for more details www.CrossCountryMortgage.com/Arline-Zagarnaga

The decision to refinance your mortgage usually leads back to achieving your financial goals. That's why it’s important to consider all of the available options and ask yourself these questions. http://bit.ly/2Xm3KiH www.CrossCountrymortgage.com/Arline-Zagarnaga

The more knowledgeable you are about everything that’s involved with purchasing a home, the more confident you’ll feel as you move through the steps of securing a home loan. Prepare to be empowered! http://bit.ly/32MSg8S Contact me for a FREE informational meeting. www.CrossCountrymortgage.com/Arline-Zagarnaga

The men and women who have served in our armed forces deserve our highest praise. There is no way we can repay their selflessness, especially those who made the ultimate sacrifice. But there is always a way we can thank them and honor them, on this day and every day. Thank you for your service.

Getting mysterious phone calls is scary. Hearing nothing from your mortgage lender is scarier. Find out why communication is everything during the home loan process.

Talk about killing a loan. Don’t be a victim of dead loan walking. Contact me and get educated on the do’s and don’t when buying a home.

A little Halloween fun with my peeps at C-21 Adams & Barns. Arline Zagarnaga - NMLS ID: 975828

Let me help you build your dream home! One loan from start to finish. Contact me for more info

As of October 15th, FHA is allowing certain single individual condo units to be financed, even if the project is not approved.

Doctors: We’d like to make owning a home as easy as possible for you. Our Doctor Loan Program is designed around your unique financial challenges and provides s...ome exclusive perks, including 100% financing (up to $750K) and no mortgage insurance! Get started today at crosscountrymortgage.com See more

Knowledge is power, especially when it comes to your mortgage. Familiarize yourself with the loan process so you know what’s required and what you need to do to get from application to closing. https://crosscountrymortgage.com//how-the-mortgage-proces/

With these gas prices....let me know if you need to refinance!

Fast Track Approvals! Summit your offer with a NO LOAN CONTINGENCY Get your OFFER ACCEPTED Contact me for more information. ... https://youtu.be/RD92DxKcB1g https://crosscountrymortgage.com//FastTrack-Credit-Approv/

The ability to refinance the loan on a home that has accumulated equity is a financial advantage that means different things to different people. Here’s how to weigh your options. https://crosscountrymortgage.com//Two-Questions-to-Ask-W/

Do you know the importance of your credit score? Through the pre-qualifying process, I can assist guiding you in the right direction. Learn the value of having a trusted loan officer that will help get you to where you need to be to finance your home. Contact me for a free pre-approval

Consider these #mortgage options if you’re worried about not having enough money for a down payment or closing costs, or you’re concerned about draining your cash reserves to cover them. Contact me for a free consultation.

Don't risk losing the perfect home. Our Fast Track Credit approval will make seller's want to accept your offer. NO LOAN CONTINGENCY 21 DAY CLOSING BUYER DEPOSIT SECURED... Contact me for me info.

Happy Labor Day!

By the time other people are signing their closing documents, you’ll already be enjoying your new #home or starting to see the financial benefit of your refinanced #loan! Find out how: https://crosscountrymortgage.com/Simi-Val/Arline-Zagarnaga/

Have you refinanced yet? Whether it’s reducing your mortgage payment or getting rid of high interest balance loans, let us help you save money. https://crosscountrymortgage.com/Simi-Val/Arline-Zagarnaga/

Great info on how to become the buyer that sellers want to open escrow with.

Proud to be part of a great organization.

During the last stretch of your #homebuying journey, you want to be prepared. Here’s how you can make sure your closing day goes smoothly. http://bit.ly/2TeTOFC

We have the tools to help you stand out against the competition when submitting an offer. Contact me for more details.

Cash-out refinance or a home equity loan? Shorten the loan or lower the payments? These are the questions you need to answer when you consider the option to refinance your #mortgage. http://bit.ly/2TcZ0d9

Many people delay or avoid applying for a #mortgage because they don’t have enough money to cover the up-front costs. Don’t disqualify yourself without first exploring these options. http://bit.ly/2JS1Ilq

Feds just cut rates by .25 bps It's a good time to refinance or purchase!!

The CrossCountry Mortgage Color Story, Episode 2: Signature Blue. When finalizing a mortgage loan at the closing table, blue ink makes it easier to assume a document is a signed original. Get the whole story at http://crosscountrymortgage.com/colors

Happy 243rd birthday to our great nation! Today we celebrate America by encouraging everyone to chill out, grill out, honor past and present military members, and have some fun with family and friends. And above all, be safe!

Let’s talk mortgage. I love what I do, but most of all, seeing clients achieve their goal with home ownership is my joy.

If you are still renting and contemplating if buying a home is the right move for you and your family, take a look at the diagram below. It's a well know fact that California has some of the highest rents in the country. Based on the average rent in Los Angeles County, if you purchased a home in the amount of $550,000, this would be the outcome of your investment. In 9 years you would have invested $55,616 more than you average rent. This is about $514.96 more a month. For t...his investment you will get an average return of $439,719 gain in your Home Value. Rates are LOW! Contact me for information and I will guide you on how you CAN become a homeowner. We have many programs to fit your needs. #DownpaymentAssistance #StatedIncome #LowRate #FastClosing #MortgageLender.

#MondayMotivation

Don't wait for the rates to rise again. If you are considering purchasing a home , or find yourself in need to get some cash out and pay those high balance credit cards , or maybe even getting rid of your MI , now is the time. Contact me for a FREE consult! Let me help you save some money !! Hablo Espanol!

Thank you all for stopping by the C21 and Crosscountry Booth during last Saturday during the Spring Egg Hunt. We had many entries for the raffle prizes. You are invited to watch the live drawing tomorrow April 26th on any of the links below. Jonathan Rodriguez Richard Duran Andrews Martin Ramos Jessica Seifert... Arline Diane Zagarnaga See more