Andrew Rayas Real Estate

Open house this Sunday. From 2-5pm. 1997 Barnett Way Los Angeles. Come say hi! @ El Sereno, California

Which one is better? Well it all depends on your situation and long term goals! FHA loans are the most common among first time home buyers or for those with lower credit scores. Conventional loans are typically for those with great credit scores or if you are planning on living in the home for more than 5 years. FHA mortgage insurance includes a one time upfront fee of 1.75% and 0.85% of the loan amount per year.... As for Conventional, mortgage insurance varies depending on your credit score. Down payments of 20% or more do not have to pay mortgage insurance. If you put down less than 20%, you will have to pay mortgage insurance. However, once you reach 20% equity, you can cancel the mortgage insurance on your conventional loan. Private Mortgage Insurance (PMI) on FHA loans are permanent. However, you can refinance into a Conventional loan where you may cancel the mortgage insurance once you reach 20% equity. #dailytips #timesaver #sellinghouses #losangeles #moneysavingtips #helpfultips #investinyourfuture #buildingwealth #homeseller #lending #financialplanner #investing101 #homebuyingtips #realestatestyle #realtorslife #financialservices #propertymarket #buyahouse #mortgages #housingmarket #buyahome #realestateadvice #mortgagebroker #justsold #homebuying #firsttimehomebuyer

xxx . . .... . . Photo @morentz_gallery repost . . . . . #charlotteperriand #lecorbusier #interiör #jeanprouve #jeanprouvé #inredning #pierrejeanneret #möbler #møbler #boliginterør #konst #inredningsdesign #inredningsinspiration #inredningsinspo #midcentury #vardagsrumsinspo #midcenturymodern #midcenturyfurniture #midcenturystyle #bolig #boligdrøm #vintagedesign #midcenturyfurniture #bolighus #skandinaviskehjem #midcenturydesign #scandinavianinterior #skandinaviskdesign #skandinaviskahem #houseandgarden

What to tell yourself when life gets tough . . .... . . . . . #losangeles #love #california #la #fashion #smile #photography #art #model #motivation #photooftheday #music #style #fitness #beautiful #tonyrobbins #picoftheday #artist #follow #life #motivation #hiphop #happy #instagram #repost #motivationalquotes #cute #laphotographer #compass See more

Always surround yourself with individuals who believe in you and have the same success work ethic @alantryquanlee

It’s Friday Eve! Are you already weekend mode by Thursday?

. . .... . . . . . . #design#eames#bauhaus#1960bham#oldceline#compass #jilsander#losangeles #agentsofcompass #bauhaus#minimalist#barbarahepworth#lemarie#furniture#architecture#minimalism#MarcelBreuer#Eerosaarinen#georgenelson#JosefAlbers#designinspo#loewe#lecorbusier#interiors#sculpture#ManRay#MarcelDuchamp#alvaraalto#giacomoballa#midcenturymodern#charleseames Build by @belot_property_group. Art Direction by @marshagolemac. Photography by @sharyncairns.

. . .... . . . . . . #design#eames#bauhaus#1960bham#oldceline#celine#jilsander#bauhausfurniture#ceramics#bauhaus#minimalist#barbarahepworth#lemarie#furniture#architecture#minimalism#MarcelBreuer#Eerosaarinen#georgenelson#JosefAlbers#designinspo#loewe#lecorbusier#interiors#sculpture#ManRay#MarcelDuchamp#alvaraalto#giacomoballa#midcenturymodern#charleseames Architecture by @seidlergroup. Interior Design and Styling by Golden. Build by @belot_property_group. Art Direction by @marshagolemac. Photography by @sharyncairns.

@noasantos ... #architecturephotography #architecturaldesign #architecturelovers #picoftheday #pictureoftheday #design #interiordesign #interiordesigner #vogueliving #elledecor #elledecoration #decor #architecturegram #interiorinspo #interiordesigninspiration #naturaldesign #neutraldesign #cleanlines #interiordesigninspo #minimalism #details #archdigest #ad100 #modernhouses #love #travel #traveltheworld #globaldesign

home buyers often ask how do I pay you to find me a home? In simple terms it comes from seller proceeds that come from the buyers funds. . . . . .... . . #homebuyer #firsttimehomebuyer #miami #realestatesales #property #house #luxury #homes #interiordesign #agentsofcompass #compass #losangeles #dtlaproud

So excited for the great family moving into this home! Out of all the homes we saw together this is the only one that put a big smile on all faces! I knew I had to find a way to make it theirs! Congrats

Happy Chinese New Year

Where oh where have the baby boomers gone? . . . . . . . #Silverlake #losangeles #echopark #losfeliz #dtla #hollywood #compass #la #pasadena #highlandpark #mansion #elsereno #realtor #eaglerock #atwatervillage #realestate #nela #sellingsunset #westhollywood #california #alhambra #eastla #downtownla #altadena #sanmarino #weho #southpas #pasadena #wine #houseflipping #investing

Man’s best friend . . . . . . . #silverlake #losangeles #echopark #losfeliz #dtla #hollywood #compass #la #pasadena #highlandpark #mansion #elsereno #realtor #eaglerock #atwatervillage #realestate #nela #sellingsunset #westhollywood #california #alhambra #eastla #downtownla #altadena #sanmarino #weho #southpas #pasadena #wine #houseflipping #investing

Reflecting on a good day. What are some things that make you happy? . . . . . . . #Silverlake #losangeles #echopark #losfeliz #dtla #hollywood #compass #la #pasadena #highlandpark #mansion #elsereno #realtor #eaglerock #atwatervillage #realestate #nela #sellingsunset #westhollywood #california #alhambra #eastla #downtownla #altadena #sanmarino #weho #southpas #pasadena #wine #houseflipping #investing

Just got the CLEAR TO CLOSE ESCROW It’s a great Monday. . . . . . . #silverlake #losangeles #echopark #losfeliz #dtla #hollywood #compass #la #pasadena #highlandpark #mansion #elsereno #realtor #eaglerock #atwatervillage #realestate #nela #sellingsunset #westhollywood #california #alhambra #eastla #downtownla #altadena #sanmarino #weho #southpas #pasadena #wine #houseflipping #investing