Kenkle AMA PM Realty Mortgage

Do you need another reason to buy? How about tax advantages! Not only can you write off your interest paid closing costs are also generally tax deductible! Call today to get started. (415)704-4955

Consider some of these weekend DIY projects to get your home ready for fall, cold weather and the holidays! Or, if a bigger home improvement project is in your plan, reach out to see how you might be able to use the equity in your home to fund that upgrade. (415)704-4955

Was your experience working with us a positive one? We aim to get a review of awesome long after you sign your closing papers. Please let us know if we succeeded by leaving us a review on Google, Facebook or FindAMortgageBroker.com today!

Mortgage brokers are licensed experts who specialize only in mortgages. Call our experts today to get started on your home loan! (415)704-4955

Mortgage brokers are licensed experts who specialize only in mortgages. Call our experts today to get started on your home loan! (415)704-4955

What’s the difference between me and the big bank down the street? I’m a licensed mortgage expert with continuous training, while banks don’t necessarily require mortgage specialists to be licensed or hold them to the same standard of training.(415)704-4955

When it comes to mortgages, using the same bank you use for all other major financial transactions might not be the best choice. Mortgage brokers like me help you shop multiple lenders, comparing rates, terms and time frames that work best for you. (415)704-4955

From comparing prices across multiple lenders to working with underwriters to ensure your application is processed smoothly, local independent mortgage professionals like me are focused on one thinggetting you the fastest, easiest and cheapest mortgage poss. Let’s get started!

These buyers have been looking for over one year. So happy for them as they trusted me to guide them through their first purchase as they grow their family. Also thanks to a great realtor partner, @joseph_galimba with exp realty. He works hard to find his clients a home. If you need a realtor in the area, I’ll be happy to connect you with him. #homebuyer

First stop arriving in San Diego. Craved for this through the week.

So happy to have referred this beautiful couple to a realtor who found them their first home. Connect with me to get referrals for your local area. #referrals #realtor #realestateagent

Is your buyer looking to decouple their monthly payment from their taxes and insurance? They may be eligible for an escrow waiver, potentially saving thousands at closing and with no waiver fee! Reach out to see if they qualify today! (415)704-4955

Look no further! Call today. (415)704-4955

Noisy neighbors? Time to make the move from an apartment to a home of your own. Sound me out for information and advice on what you can afford and loan programs you could qualify for today. Angela Ma 415-704-4955

Data privacy isn’t just important in public spaces. Start following these 5 easy tips to stay safe at home as well!

Whether you’re a first-time homebuyer or looking to refinance, understanding the mortgage process is key to a smooth process from start to finish. Here’s a quick overview to get you started. Ready to start Step 1? Call us today! Angela Ma 415-704-4955

Offers due by 5 pm 10/5/2020 www.1820williambird.com #regencypark #sacramento #natomas #homeownership #homebuyer #realtor

Your debt-to-income ratio (DTI) = your monthly debt payments/gross monthly income. Mortgage lenders use this number to measure your ability to pay back a loan. Mortgage brokers (that’s us!) use this number to shop multiple lenders to ensure you get the best, least expensive loan.

Mortgage rates can fluctuate based on the housing market, and loan product offerings may change to reflect current conditions. Relying on a mortgage pro like me can help you make the most of your buying power when you’re ready to take the plunge.

Non-conforming loans don’t meet the requirements Fannie Mae or Freddie Mac and usually come with higher interest rates as a result. However, non-conforming loans may be the best option if you’re repairing your credit. Ready to find the loan that’s best for you? Call today!

Many lenders use the 28/36 rule, meaning your mortgage shouldn’t be more than 28% of your gross income, and your total revolving debts shouldn’t be more than 36% of your gross income. Keep within those limits to make mortgage approval much easier.

Ready to recalculate your mortgage payment? Now could be a great time to do it! I’ll work with multiple lenders to find the best refinancing options and help you seize your opportunity to save. DM me to learn more.

Conforming loans are home loans that adhere to the loan limits set by the Federal Housing Finance Agency (FHFA). The FHFA sets loan limits based on home prices within each county, which helps homebuyers (like you) acquire a mortgage that matches the market.

Thinking of buying a condo? Partner with us to understand what you need to know before applying for a mortgage!

Conventional loans are offered through private lenders and aren’t backed by a government institution (like FHA or VA loans). Have excellent credit? You could net a lower interest rate than what’s typically offered for government-insured loans. DM to learn more!

One of the best ways to learn a new word or phrase is to use it in a sentence. For example: Clear-To-Close Working with me means you could be Clear-to-Close on your new home in as little as 14 days! For an earlier move-in date, reach out today.

Our online application portal makes applying for a mortgage quick and easy. Apply today! https://1l.ink/R8BJ57H

Are you thinking about downsizing? Refinancing can make the process a breeze, and now is the perfect time to discuss it. A quick conversation could lead to more comfort for them and less maintenance for you. Message me to discuss your options, and theirs.

Reason #997 to buy instead of rent? Pets are ALWAYS allowed. Call us today to get pre-approved and begin your hunt for the perfect yard, sun porch, or slip-free flooring for you and your best friend!

Mortgages should never be one-size-fits-all, but that’s what you get when you work with the megabanks. Why settle for generic products and service when you don’t have to? Call me to see how a personalized mortgage experience can make all the difference.