Nick Lacy

Hey Everyone, If you're currently renting, but are interested in buying a home someday, it's a great time to take the next step. With the right kind of loan, price negotiating and finding a great deal, it's possible that you can actually lower your monthly expenses while building up your personal equity. In addition, you will be eligible for a tax deduction for your mortgage interest and property taxes. I'd love to help you find a great home within your price range. Feel fre...e to reach out with any questions you have about figuring out what you can afford, financing a home, the home buying process or whatever other questions you have. I'm here to help you!

Hi everyone, I hope your day is going very well! Whether you already know exactly what you're looking for or are just getting started, I'm here to help you. Click on the link below and sign up to my agent profile so you can save all your favorite homes and searches, and sign up to get email alerts about new homes that might be right for you! You can access your saved homes, saved searches and more from the drop-down menu under your name when you're signed in. I'll be in the l...oop on your search preferences, so when you're ready to see a home in person, I'll be up to speed on what you're looking for and ready to help you find the perfect home for you. I'm looking forward to teaming up with you on your home search! Feel free to contact me if you have any questions.

There are many reasons, both financial and non-financial, that homeownership remains an important part of the American Dream. One of the biggest reasons is the fact that it helps build family wealth. Recently, Freddie Mac wrote about the power of home equity. They explained: In the simplest terms, equity is the difference between how much your home is worth and how much you owe on your mortgage. [ 214 more words. ] https://agentnicklacy.wordpress.com//equity-matters-a-lot/

When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles. However, for the vast majority of sellers, the most important result is to actually get the home sold. In order to accomplish all three goals, a seller should realize the importance of using a real estate professional. We realize that technology has changed the purchaser’s behavior during the home buying process. [ 187 more words. ] https://agentnicklacy.wordpress.com//selling-your-home-the

Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Along with Freddie Mac, Fannie Mae, the Mortgage Bankers Association and the National Association of Realtors are all calling for mortgage rates to continue to rise over the next four quarters. This has caused some purchasers to lament the fact they may no longer be able to get a rate less than 4%. [ 80 more words. ] https://agentnicklacy.wordpress.com//should-i-pay-a-mortga

People across the country are beginning to think about what their life will look like next year. It happens every Fall. We ponder whether we should relocate to a different part of the country to find better year-round weather or perhaps move across the state for better job opportunities. Homeowners in this situation must consider whether they should sell their house now or wait. [ 564 more words. ] https://agentnicklacy.wordpress.com//why-you-should-sell-n

Every homeowner wants to make sure they maximize the financial reward when selling their home. But, how do you guarantee that you receive maximum value for your house? Here are two keys to insuring you get the highest price possible. 1. Price it a LITTLE LOW This may seem counterintuitive. However, let’s look at this concept for a moment. Many homeowners think that pricing their home a little OVER market value will leave them room for negotiation. [ 259 more words. ] https://agentnicklacy.wordpress.com//how-to-get-the-most-/

The most recent Housing Pulse Survey released by the National Association of Realtorsrevealed that the two major reasons Americans prefer owning their own home instead of renting are: They want the opportunity to build equity. They want a stable and safe environment. Building Equity In a recent article, John Taylor, CEO of the National Community Reinvestment Coalition, explained that those who lack the opportunity to become homeowners have a weakened ability to reinvest their wealth: [ 191 more words. ] https://agentnicklacy.wordpress.com//homeownership-builds-

There has been much written about how dramatically home values have increased over the last several years. With the increase in values, comes an increase in the equity each home owning family now has. The Joint Center of Housing Studies at Harvard University recently reported that, after taking inflation into account, aggregate home equity has increased 60% since 2010. Home equity is [ 326 more words. ] https://agentnicklacy.wordpress.com//the-importance-of-ho/

There is a common misconception that as retirees find themselves with fewer children at home, they will instantly desire a smaller home to maintain. While that may be the case for half of those surveyed, the study found that three in ten decide to actually upsize to a larger home. Some choose to buy a home in a desirable destination with extra space for large family vacations, reunions, extended visits, or to allow other family members to move in with them.

Even a small increase in interest rate can impact your family’s wealth. Meet with a local real estate professional to evaluate your ability to purchase your dream home!!!

Holding an Open House at this beautiful home this weekend Saturday and Sunday from 1-4pm. Please come by to take a visit and say hi if you're in the neighborhood!!! 55+ Active Adult Community In this lovely gated active adult community (55+) this home features a large living room with bay window, a popular open floor plan with plenty of natural lighting, walk-in master closet, covered patio for barbecuing on those lovely summer evenings, many planned activities + 2 clubhouses, 2 pools and spas and 2 sets of Tennis Courts, + a walking trail around the perimeter of the community. 2 gates + Security patrol at night. Extremely Affordable At: $145,000

If you are interested in finding out if you could put your housing cost to work for you through homeownership, meet with a real estate professional in your area who can guide you through the process.